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Electric Bike Insurance

Electric Bike Insurance

E-bike protection for just £4.49 per month*

Electric bikes are a great way to get involved in cycling, get a little fitter, get to work – and get up hills! Electric Bike Insurance from Protect Your Bubble covers: 

  • Theft
  • Accidental Damage
  • Vandalism
  • Cycling in the EU for up to 90 days per year (30 days per trip)**

*For bikes up to the value of £600 – premiums vary based on customers' location
**For an additional premium

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Important Information

Contact us

Sales Number
020 8045 7433

Customer Service and Claims
0844 346 3971 Help

Email our Bicycle Insurance Team

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Multi-Bike Discount  Theft 

Bike theft is an all-too-common occurrence. If your bike is stolen, you're covered for its replacement, or for the cost of replacing it.

Flexible PaymentsAccidental damage

Don't worry – if you crash, you're covered. And if your parts are damaged along with the frame, they can be repaired or replaced, too.

New For Old Replacement  New replacements

Upgrade! Your stolen bike can be replaced with a new model if it’s 3 years old or newer.

Low Excess Custom cycles

Was your bike made just for you? No problem. Just factor in custom parts when entering your bike's value and hold on to your receipts.

European Cover Available Multiple bikes 

Have different cycles for different uses? Save 10% off your total price when you insure two bikes, and 15% when you insure three or more.

Family Member Cover Cycling in the EU

For an additional premium, cover is available for up to 90 days per year (30 days for any one trip) anywhere in the European Union.

Read more about Electric Bike Insurance

Inspired E-bike Insurance

Electric Bikes are becoming increasingly popular in the UK. They’re a great way to get involved in cycling, get a little fitter, get to work – and get up those hills! 

We’ve got a little way to go in the UK before we catch up to the millions of electric bikes currently on the road in China. But electric bikes are steadily growing in popularity. They are more expensive – typically costing upwards of £500. But if you’ve bought yours for commuting and use it every day, it can pay for itself quickly in terms of savings on public transport or petrol.

Because of their value, electric bikes are even more expensive to replace if they're stolen or damaged – so take every precaution you can when securing yours and when commuting. If you can, keep it inside and stay out of heavy traffic. If you can’t, it's a smart idea to get your e-bike insured.

You don’t need specialist e-bike insurance, just a good policy that provides enough protection to compensate for the extra costs of an electric bike – our Electric Bike Insurance policy has you covered.

Ready to get protected?

Claims for bicycles more than three years old are subject to a 10% deduction for depreciation each year, and there is no liability cover included – see our Key Exclusions and Conditions for more information. For cover to apply, you must comply with our specific Security Requirements.

This insurance is arranged and sold by Protect Your Bubble, which is a trading name of Assurant Direct Limited, and underwritten and administered by Assurant General Insurance Limited. Assurant General Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202735. Assurant Direct Limited is an appointed representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.