Mountain Bike Insurance

Mountain Bike Insurance

Insure your mountain bike from £2.19 per month*

Your mountain bike is your key to a great day out on the trails. You don't need a road to enjoy cycling; you make your own on the trails. With Protect Your Bubble Mountain Bike Insurance, you can protect your weekend excursions, sense of adventure, and your favourite pastime against bike damage or theft.

  • Theft
  • Accidental Damage
  • Vandalism
  • Optional European cover
  • Multi-bike discount

*For more information on this policy please see Key Exclusions and Conditions. Please make sure you read the information under the Security requirements tab below, before purchasing your policy.

*For bikes up to the value of £249

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Important Information

Contact us

Sales Number
020 8045 7433

Customer Service and Claims
0844 346 3971 Help

Email our Bicycle Insurance Team

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Multi-Bike Discount  Multi-Bike Discount

Get 10% off your total premium by insuring 2 bikes and 15% off by insuring 3 or more bikes.

Flexible PaymentsFlexible Payments

Pay in one go by credit card or you can spread the cost with monthly Direct Debit at no extra cost.

New For Old Replacement  New For Old Replacement

On theft claims for road bikes up to 3 years old.

Low Excess Excesses from just £25

With Protect Your Bubble Mountain Bike Insurance our excesses are low. Excesses starts from just £25.

European Cover Available European Cover Available

We will cover you when cycling in Europe for 90 days when you select the European cover add on (maximum single trip duration 30 days).

Family Member Cover Family Member Cover

Your bike is still covered even if being used by a family member.

Read more about Mountain Bike Insurance


Keep your bike in peak condition for your weekend outings


Your mountain bike is something you want to care for; while mountain bike insurance from Protect Your Bubble will protect you should something happen to your cycle, you can also work to protect your bike with regular maintenance. There are just a few steps to basic mountain bike care to help keep you on the trails.


1. Keep your cycle dry

 Your bike will get wet on muddy trails, when you bike in rainy weather, and if you decide to cross a small creek or brook while you're out. When you're done with your ride, take the time to dry your bicycle, protecting it from rust and wear.


2. Clean your bike regularly

Your bike will work much more easily when it is clean, avoiding built up lubricant on the chain and muddy residue in the gears. Take your bicycle apart to clean the various parts with soapy water and a gentle towel or brush; dry each part as you go.

3. Regularly examine your cycle for wear

Has the chain over-stretched? Are your brake pads still in good shape? Are the tires over-worn? Checking these parts regularly and replacing or repairing them as necessary will keep your mountain bike in great shape for longer.


4. Optimise your bicycle for performance

Ensure that your bike is at its best by maintaining it regularly. Centre your wheels and keep close watch on your cables and housings, as problems with these often cause shifting issues.