Pedal Bike Insurance

Pedal Bike Insurance

Pedal bike protection for just £4.49 per month*

Whether you’re cycling to work to avoid a crowded commute, or getting out and about at the weekend for fun, it makes sense to protect your bike from theft and damage. Pedal Bike Insurance covers:

  • Theft
  • Accidental Damage
  • Vandalism
  • Cycling in the EU for up to 90 days per year (30 days per trip)**

*For bikes up to the value of £600 – premiums vary based on customers' location
**For an additional premium

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Important Information



Contact us

Sales Number
020 8045 7433

Customer Service and Claims
0844 346 3971 Help

Email our Bicycle Insurance Team

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Multi-Bike Discount  Theft 

Bike theft is an all-too-common occurrence. If your bike is stolen, you're covered for its replacement, or for the cost of replacing it.

Flexible PaymentsAccidental damage

Don't worry – if you crash, you're covered. And if your parts are damaged along with the frame, they can be repaired or replaced, too.


New For Old Replacement  New replacements

Upgrade! Your stolen bike can be replaced with a new model if it’s 3 years old or newer.


Low Excess Custom cycles

Was your bike made just for you? No problem. Just factor in custom parts when entering your bike's value and hold on to your receipts.


European Cover Available Multiple bikes 

Have different cycles for different uses? Save 10% off your total price when you insure two bikes, and 15% when you insure three or more.


Family Member Cover Cycling in the EU

For an additional premium, cover is available for up to 90 days per year (30 days for any one trip) anywhere in the European Union.

Read more about Pedal Bike Insurance

Protecting your pedal bike

It makes sense to protect your health with a helmet when cycling, but it also makes sense to protect your pockets, too – because a stolen or damaged bike can be expensive to replace.

More than 500,000 bike thefts have been reported to police forces in the UK since 2007, and the number is rising every year. It’s enough to put anyone off cycling – but funnily enough, it isn’t. In fact, more and more people are taking up cycling to better their commutes, get in shape and just have fun. 

Some are cycling because it’s a faster, cheaper and easier way to get to work. Others want a fun way to burn calories and stay active. Others just like to get out in the country and off the beaten track on their mountain bikes. 

Whichever form of cycling – or bike – you like best, Bike Insurance can make a big difference if your bike gets stolen or damaged. And the more bikes you insure, the more you save. You'll get 10% off when you insure two bikes, and 15% off if you insure three or more.

Ready to get protected?


Claims for bicycles more than three years old are subject to a 10% deduction for depreciation each year, and there is no liability cover included – see our Key Exclusions and Conditions for more information. For cover to apply, you must comply with our specific Security Requirements.