Road Bike Insurance

Road Bike Insurance

Road Bike Insurance from £2.19 per month*

A quality road bike can really eat up the miles – whether you’re using it to beat the traffic on the way to work, or get some exercise at weekends.  But good bikes can really eat up your cash too if they’re stolen or damaged. With Protect Your Bubble Road Bike Insurance you can insure your road bike against:

  • Theft
  • Accidental Damage
  • Vandalism
  • Optional European cover
  • Multi-bike discount

For more information on this policy please see our Key Exclusions and Conditions. Please make sure you read the information under the Security requirements tab below, before purchasing your policy.

*For bikes up to the value of £249

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Important Information

Contact us

Sales Number
020 8045 7433

Customer Service and Claims
0844 346 3971 Help

Email our Bicycle Insurance Team

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Multi-Bike Discount  Multi-Bike Discount

Get 10% off your total premium by insuring 2 bikes and 15% off by insuring 3 or more bikes.

Flexible PaymentsFlexible Payments

Pay in one go by credit card or you can spread the cost with monthly Direct Debit at no extra cost.

New For Old Replacement  New For Old Replacement

On theft claims for bikes up to 3 years old.

Low Excess Excesses from just £25

With Protect Your Bubble Bicycle insurance our excesses are low. Bicycle insurance excesses start from just £25.

European Cover Available For an additional premium cover is available in Europe  

For an additional premium cover is available for 90 days (30 days for any one trip) in Europe.

Family Member Cover Family Member Cover

Your bike is still covered when it's used by any member of your family who permanently lives with you.

Read more about Road Bike Insurance


New to cycling? Here are some tips to help you get started.


Cycling can be amazing fun, whether you prefer a mountain bike on the trials or a road bike on the street. Protect Your Bubble doesn't just work to give you great cover for your road bike; we also go beyond road bike insurance to offer you great tips on getting started with cycling if you're new to the hobby. We've compiled a list of a few things to do when you're just starting out to help you enjoy cycling more.


Have the correct equipment

When you're just getting into cycling, you want to be sure your prepared. Make sure you have the necessary gear before you head out on your first cycling venture so that you're ready for whatever may happen. Wear a helmet, take water with you, and make sure that you have a small pump attached to your road bike in case of a flat. A basic repair kit is also important to have at home.

Start out strong

Champion cyclists do not become champions over night; whether you're planning to train for road races or just want to cycle as a pastime, start out slow. Begin with a few slower paced miles and build up your endurance for longer rides.  

Take precautions

When you have a road bike, you share the street with other vehicles, so you do have to be a bit more cautious. Wear bright colours, cycle during the daylight, and be watchful of your surroundings. If you must ride at night, wear reflectors to help approaching cars and people see you.


We hope that you enjoy your road bike and more and more as you gain experience as a cyclist. We'd love to hear about your experiences; tell us about your favourite cycling spots or about why you chose the cycle you did on our Facebook page