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Road Bike Insurance

Road Bike Insurance

Protect your investment for £4.49 per month*

A decent road bike can eat up miles on your weekend ride or in your training sessions – but it can also eat up your cash if it gets stolen or damaged. Road Bike Insurance from Protect Your Bubble covers:

  • Theft
  • Accidental damage
  • Vandalism
  • Cycling in the EU for up to 90 days per year (30 days per trip)**

*For bikes up to the value of £600 – premiums vary based on customers' location
**For an additional premium

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Important Information

Contact us

Sales Number
020 8045 7433

Customer Service and Claims
0844 346 3971 Help

Email our Bicycle Insurance Team

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Flexible PaymentsAccidental damage

Don't worry – if you crash, you're covered. And if your parts are damaged along with the frame, they can be repaired or replaced, too.

New For Old Replacement  New replacements

Upgrade! Your stolen bike can be replaced with a new model if it’s 3 years old or newer.

Low Excess Custom cycles

Was your bike made just for you? No problem. Just factor in custom parts when entering your bike's value and hold on to your receipts.

European Cover Available Multiple bikes 

Have different cycles for different uses? Save 10% off your total price when you insure two bikes, and 15% when you insure three or more.

Family Member Cover Cycling in the EU

For an additional premium, cover is available for up to 90 days per year (30 days for any one trip) anywhere in the European Union.

Read more about Road Bike Insurance

Benefits that outweigh the risks

Bike theft is becoming a real issue for cyclists in the UK. More than 500,000 bike thefts have been reported to police forces in the UK since 2007, and the number continues to rise every year. Add the risks of commuting on clogged streets to the mix (like costly accident repairs), and it’s enough to put anyone off cycling – but interestingly enough, it isn’t. 

In fact, six million new cyclists are expected to start hitting the tarmac this spring. That’s great for the (booming) bike industry, excellent for the environment and a boost to the health and happiness of aspiring cyclists throughout the country. It's clear that, despite the risks involved, more and more people are turning to cycling for their commute, exercise and just to feel good. 

Protect your road bike – and your pockets

Unfortunately, if you’re the victim of bike theft or an accident that badly damages your cycle, that feel-good factor can disappear quickly. That's because theft and accidents usually mean having to replace what was – likely – a big investment. Parts, tyres and other components and accessories only add to that cost.

That's why Road Bike Insurance makes sense. Protect yourself from the risks of riding and get back on the road faster – without having to pay loads. 

Ready to get protected?

Claims for bicycles more than three years old are subject to a 10% deduction for depreciation each year, and there is no liability cover included – see our Key Exclusions and Conditions for more information. For cover to apply, you must comply with our specific Security Requirements.

This insurance is arranged and sold by Protect Your Bubble, which is a trading name of Assurant Direct Limited, and underwritten and administered by Assurant General Insurance Limited. Assurant General Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202735. Assurant Direct Limited is an appointed representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.