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Protect yourself against high excess charges

With Protect Your Bubble Car Hire Excess Insurance, for as little as £2.42 a day or £38.03 a year you can cover the excess on the car rental agreement up to £2,000 in any one claim. Plus, our policy covers any costs associated with damage to tyres, glass and under body during your car rental agreement. And our Platinum level cover provides a number of other benefits which are not  often offered by car rental companies (or incur extra charges), such as lost keys, being locked out, personal accident, curtailment, baggage whilst in the car and drop off fees.

Protect Your Bubble’s Car Hire Insurance is available to anyone renting a car with a value less than $80,000, who is aged 21 - 84 and has an internationally recognised full driving licence. If you live in the UK or Ireland cover in your home country is included and our Platinum cover even allows rentals that start within 150km from your home.

There are two products to choose from:

  • A Daily policy insuring a single car rental agreement up to 180 days in length or;
  • An Annual policy insuring unlimited car rental agreements for the year, up to 31 days per rental.

From there, you can choose from two cover levels:

  • Our ‘Gold’ level covers basic excess reimbursement, including tyres, glass and under body;
  • Our ‘Platinum’ level adds on a host of extra features, such as personal accidents, lost baggage and keys, curtailment, unexpected drop-off charges, locked out cover, near-home rental, misfuelling and even car-jacking.

You can choose European or Worldwide cover and there is an optional add-on provision to take out Supplementary Liability Insurance, allowing you to top-up your the third party liability cover by up to US$1,000,000 where the locally provided cover is inadequate (e.g. USA).

There are also some optional extras* that you can select if required

  • Dual Lead Driver – allows two persons named on the policy to rent vehicles independently.
  • Extended Rental – extends the length of any single rental agreement to 60 days in annual policies.

So there you have it – book a car hire insurance policy with Protect Your Bubble before you arrive at the pick-up desk. You’ll save money and time, and drive off with peace of mind that should the worst happen, you’re fully covered.


* Available with Platinum cover only. Additional premium applies.

The insurance is underwritten by White Horse Insurance (Ireland) Limited through a facility operated and managed by Strategic Insurance Services Limited (master policy number C00147/11/00) an insurance intermediary authorised and regulated by the Financial Conduct Authority (firm reference number 307133). White Horse Insurance Ireland Limited is regulated in the Republic of Ireland by the Central Bank of Ireland.

The policy is administered by Questor Insurance Services Limited (an independent insurance intermediary authorised and regulated by the Financial Conduct Authority Firm Ref: 466942) on behalf of Protect your bubble. Claims are handled in the UK by White Horse Administration Services Ltd on behalf of the Insurer. The procedure for claiming is included within the policy.

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Protect Your Bubble is backed by a

Fortune 500

company – Assurant, Inc

Assurant has 120 years


in speciality insurance