Car Hire Insurance

Car Hire Insurance

Avoid surprises on Car Hire Excess charges from rental providers

  • Excess payments can be as much as £1,500 with some rental companies
  • Buy before you get to the hire car collection counter 
  • From £2.31 a day or £38.03 a year*
  • More than just excess protection**
  • Includes cover for glass, under-body and tyres

* Gold cover level in Europe
** Applies to Platinum cover level

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Sales and Customer Services enquiries
0844 346 3972 Help

Claims enquiries
0844 346 3979 Help

Email our Car Hire Insurance Team

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Excess Reimbursement Excess Reimbursement

You are fully covered for the excess as shown on your rental agreement, including loss or damage to tyres, roof, windscreen and other auto glass and under body of the vehicle, plus fire, theft, vandalism, towing costs* and loss of use, up to £5,000 for European cover and £50,000 for Worldwide cover.

Two Cover Levels Two Cover Levels

If you’re on a budget, the Gold cover level offers a simple excess reimbursement protection policy as detailed opposite. If you’re looking for absolute peace of mind, check out all the extras offered by the Platinum cover level. For details see Extra Platinum Benefits on this page.

Extra Platinum Benefits Extra Platinum Benefits

The Platinum cover level is more than just excess reimbursement – it also includes personal accidents, lost baggage and keys, curtailment, unexpected drop-off charges, locked out cover, near-home rental and misfuelling**.

Cover to Suit You Cover to Suit You

Select the cover to suit your needs – whether it be for one day, or several weeks a year, Europe or Worldwide, you’ll find something that will suit. You can also insure up to 6 other drivers at no extra cost!

Optional Extras Optional Extras

Platinum cover allows you to add on optional extras to cover a second driver and vehicle, extend your cover up to 60 days or take out Supplementary Liability Cover, essential in certain countries (see opposite).

Supplementary Liability Cover Supplementary Liability Cover

SLI covers you for any negligent act that results in damage to another person’s property or personal injury and is required where the locally-provided third party cover is very low. For more information see our page on SLI


* The amount that can be claimed in respect of towing costs is limited to £500 each car rental agreement. 

** Some aspects of the Platinum cover level may be subject to individual excess charges, single item payment limits and/or policy exclusions. Make sure you check our Summary of Cover document on the right-hand side of this page so that you are fully aware of all policy terms.

Read more about Car Hire Insurance

This policy is Underwritten by White Horse Insurance (Ireland) Limited through a facility operated and managed by Strategic Insurance Services Limited (master policy number C00147/11/00) an insurance intermediary authorised and regulated by the Financial Conduct Authority (firm reference number 307133). White Horse Insurance Ireland Limited is regulated in the Republic of Ireland by the Central Bank of Ireland.

The policy is administered by Questor Insurance Services Limited (an independent insurance intermediary authorised and regulated by the Financial Conduct Authority Firm Ref: 466942) on behalf of Protect Your Bubble. Claims are handled in the UK by White Horse Administration Services Ltd on behalf of the Insurer. The procedure for claiming is included within the policy.