Cosmetic Car Insurance

Car body insurance to cover scratches, dents, and more

What is Cosmetic Car Insurance?

If you’re the kind of person who takes pride in your car, this could be
just for you. Cosmetic car insurance is there for those times when your
car gets a chip, scratch or small dent in a door, wing or bumper.
It means you:

  • Don’t have to claim on your main car insurance
  • Pay a much lower excess than claiming on your main car insurance
  • Keep your no claims bonus

Instead, a mobile repair unit and qualified technician will visit you at home or work. All repairers are highly skilled with an industry leading Automotive Technician Accreditation (ATA). They will repair and restore your car to its former glory and give you a 3-year guarantee for their work. You can even choose to add your alloy wheels as an option.

We have a 4.8-star

Google rating

We have sold over

1,000,000

policies in the UK and US combined

Next

Important Information



Contact us

Sales enquiries
0207 717 5055

Claims and enquiries
0844 573 8199 Help

Email: protectyourbubble@motor-admin.com

How much is Cosmetic Car Insurance?

It’s just a one-off annual premium of £149.99. Or £179.99 if you include the alloy wheel option.

Get Cosmetic Car Insurance>

You can make up to 3 claims a year for minor damage on your bodywork. If you add cover for your alloy wheels you can also make up to 4 claims a year for damage to them.

To keep premium costs as low as possible for our genuine and valued customers, no claims can be made in the first 30 days after you’ve purchased the policy. For claims in the first 3 months a £50 excess applies, and then £25 after the first 3 months. The excess for claims per alloy wheel is £25. To find out more check the key exclusions and eligibility.

This insurance is sold by Protect Your Bubble, which is a trading name of Assurant Direct Limited who are an Appointed Representative of Assurant Intermediary Limited. Assurant Direct Limited is an appointed representative of Assurant Intermediary Limited. Assurant Intermediary Limited is authorised and regulated by the Financial Conduct Authority under registration number 311243. You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.

This policy is administered by Car Care Plan Ltd. The Registered Office for Car Care Plan Ltd is Jubilee House, 5 Mid Point Business Park, Thornbury, West Yorkshire BD3 7AG. Registered in England. Company No: 850195. Car Care Plan Limited is authorised and regulated by the Financial Conduct Authority.

Your policy is underwritten by UK General Insurance Ltd, on behalf of Ageas Insurance Limited, Registered Office: Ageas House, Eastleigh, Hampshire SO53 3YA. Registered in England No: 00354568. UK General Insurance Ltd is a member of the UK’s Financial Services Compensation Scheme. UK General Insurance Ltd are an insurers agent and in the matters of a claim, act on behalf of the Insurer.

UK General Insurance Ltd and Ageas Insurance Limited are authorised and regulated by the Financial Conduct Authority.

You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.