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Mobile Phone Insurance promo

Mobile Phone Insurance

Great Value Mobile Phone insurance from £1.49 per month.*

  • Accidental damage, including liquid damage
  • Theft
  • Breakdown
  • Covered worldwide (for up to 180 days a year)
  • Loss – an optional extra

*Based on cover without loss for a mobile worth up to £150 (like the Blackberry 9320 Curve).

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Accidental Damage  

From shattered screens to cracked covers we protect you.  In 2013 we repaired more than 1100 items each month.

Accidental demageLiquid Damage 

Want to see how long it takes  water to kill a high end smartphone?  

Loss and theftTheft  

826,000 mobile thefts happen each year (2011/12 Crime Survey for England and Wales).  Are you comfortable walking around with the equivalent of £500 in your pocket?  

Mechanical breakdown


We’ll cover you if your mobile malfunctions after the manufacturer’s warranty expires.

Unauthorised callsUnauthorised Usage

We pay for calls and data used up to the cost of £10,000 between when your phone is stolen or lost and when you blacklist it with your network.  Just please do this within 72 hours.

Optional losOptional Loss  

Ever accidently forgotten to take it with you?  For an extra £1.50 per month we protect against loss.

Worldwide coverWorldwide Cover 

We know your mobile goes with you anywhere in the world?  So our cover does too for up to 180 days a year.

Read more about Mobile Phone Insurance

More for your mobile: 

FAST REPLACEMENT: If we can't fix it we will aim to replace your phone within 48 hours of a successful claim (once your claim is approved).

TRACK REPAIRS ONLINE: Should your mobile need repairing, "go to uk.protectyourbubble.com", "help and support", "login to track my gadget repair" and input your details. 

WORLDWIDE COVER: If you're on holiday or away on business you're still covered. This comes standard as part of our policy and for up to a 90 days per year. 

MULTI GADGET DISCOUNT: Insure two gadgets and get a 10% discount and insure 3 gadgets or more and get the full 15% discount.

FLEXIBLE PAYMENTS:  Pay in one go by credit card or PayPal. You can also spread the cost with monthly direct debit at no extra cost.    

Read our key exclusions and important information

How to take care of your mobile phone

Have you got a new Smartphone? Take a look here at our top tips on how to take care of your fancy new gadget and keep it looking good. Our mobile phone insurance covers all types of handsets such as iPhone, BlackBerry and other Smartphone models. 

Always take your phone with you

Never let your phone out of your sight and avoid lending it to other people even if under your supervision, it could get dropped and damaged. Treat your phone the same as you would your computer or iPod.

    Keep your mobile dry

Never walk and talk whilst it's raining, water damage could stop your phone from working properly. Avoid carrying near open water.

    Turn off the ringer when in a meeting etc.

If you have your phone on and you are frantically trying to turn it off you could risk dropping or damaging it!

    Use a mobile phone case

    Use a case to prevent scratches and scuffs. The material used is more resilient than it may look, but it's still a good idea to protect the surface. Loose items in a bag could also scuff and scratch your mobile.

    Clean your phone regularly

Use dry tissue or alcohol wipes to clean the phone's exterior surfaces. Do not use baby wipes, or other cleaners that may add moisture to your screen.

Change screen illumination

There are many applications that will eat up your battery life. Screen illumination, GPS and data transfers via UMTS are among the most energy-intensive functions for your mobile. One easy way to conserve power is to set your screen at the lowest level, which can easily be done with most phones.

what your mobile phone means to you

This insurance is arranged and sold by Protect Your Bubble, which is a trading name of Assurant Direct Limited, and underwritten and administered by Assurant General Insurance Limited. Assurant General Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202735. Assurant Direct Limited is an appointed representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.