We accept the folowing forms of payment:
Mobile Phone Insurance

Mobile Phone Insurance

Just £5.99 p/m for most customers*

Accidents happen to mobiles all the time. Accidentally drop it, dunk it or smash it? Don't worry – you're covered.
Our Mobile Phone Insurance features:

  • Fast purchase
  • Unlimited repairs
  • 24/7 online claims submission
  • 2 replacements per year
  • Live customer support (right here in the UK!)

*Cover without loss for a smartphone worth £401 – £600. Limitations and exclusions apply.

We have a 4.8-star

Google rating

We have sold over


policies in the UK and US combined


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Accidental demage

Drops & accidental damage

We repair more than 1,700 gadgets per month on average. If you drop it – or the screen gets cracked – you're covered.


More than 250,000 mobile phone thefts* are reported in the UK every year. We cover you against theft as standard. 

Accidental demage

Spills & liquid damage 

Pools, drinks and bathrooms can be deadly for a device. If it gets accidentally dunked, don't worry – you're covered.

Loss and theft

Worldwide usage

Keep your gadget with you while you travel: our policy includes worldwide coverage for up to 180 days a year.**

Mechanical breakdownMechanical breakdowns

Blank screen? Broken button? If your gadget breaks down after the manufacturer's warranty runs out, you're still protected.

Unauthorised calls

Optional extras 

Get covered for loss for an extra £1.50 per month, per gadget.*** And get extra identity protection with Digital Secure for an extra £1.99 per month. Find out more>


*Source: National Mobile Phone Crime Unit 2014
**Please note replacements will only be sent to UK addresses
***Loss cover is not available for laptops, MacBooks,TVs, desktop PCs or PC monitors.

If you pay for your policy on a monthly basis, you will be required to pay the premium for the remaining term of the 12-month contract before we can authorise any claim.

Read more about Mobile Phone Insurance

Insurance and care for your mobile

Mobile Phone Insurance comes in handy when your mobile suffers from accidental damage, breaks down or is stolen. But whether you've got an iPhoneSamsung or other phone model, there are a few things you can do  to reduce the risk of it getting dropped, stolen or damaged in the first place:

  • Always take your phone with you: Treat your phone with care, never let it out of your sight and avoid lending it to other people. If it's left on a table, it could get stolen. And even if your phone is under your supervision, it could get dropped and damaged – keeping it out of other people's hands could help reduce that risk. 
  • Keep your mobile dry: Never walk and talk whilst it's raining – water damage could stop your phone from working properly. Additionally, avoid carrying your mobile phone near open water.
  • Turn off the ringer: If your phone ringer goes off when it shouldn't – like in a meeting – you could risk dropping or damaging it as you frantically try to turn it off.
  • Use a mobile phone case: Use a case to prevent scratches and scuffs. Drops aren't the only risk to your mobile's surface; loose items in a bag could also damage the screen and exterior casing.

All that being said, unexpected accidents and thefts can still happen. We still think a Mobile Phone Insurance policy is one of the best ways you can keep your phone protected. Want even more protection? Loss cover is also available for just £1.50 extra per month (per device). 


This insurance is arranged and sold by Protect Your Bubble, which is a trading name of Assurant Direct Limited, and underwritten and administered by Assurant General Insurance Limited. Assurant General Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202735. Assurant Direct Limited is an appointed representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.

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