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iPhone 4S Insurance

iPhone 4S Insurance

Great-value iPhone 4S Insurance from £3.99 per month.*

Our iPhone 4s Insurance helps keep your smartphone covered, and features:

  • Protection against theft
  • Cover for breakdowns, plus liquid and accidental damage
  • Loss cover (an optional extra)
  • Worldwide cover for up to 180 days per year

*Based on cover not including loss for the iPhone 4S 8GB

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Accidental demage

Drops and accidental damage

Your iPhone 4s's screen is protected against cracks and smashes – if you drop it, you're covered.

DropsSpills and liquid damage

Swimming pools, bathtubs and even cups of tea can all be deadly for a smartphone. With our policy, you're covered. 

Accidental demage

Mechanical breakdowns

After your manufacturer's warranty runs out, you're still protected if your iPhone 4s breaks down.

Loss and theft


Worried about your iPhone 4s getting snatched? We cover you against theft as standard.

Mechanical breakdownWorldwide usage

Keep your iPhone 4s with you while you travel: our policy includes worldwide coverage for up to 180 days a year.

Unauthorised calls

Loss (optional)

Ever had that sinking feeling when your phone just isn't where you left it? We cover loss for an extra £1.50 per month. Just 5p a day.

Read more about iPhone 4S Insurance

Insurance for your iPhone 4s

What would you do if the screen on your iPhone 4s were cracked, smashed or suddenly stopped working altogether? It would be much more difficult – impossible, even – to complete basic tasks like making a call or texting.

And since you probably bring your 4s with you everywhere, you're likely increasing the chances that it could get broken or stolen. A stop to get petrol or a trip to the pub could result in an accident or theft that leaves you phone-less. 

Not to worry – you're covered

It's a good thing, then, that our Gadget Insurance can keep your iPhone 4s protected against cracked screens, theft, smashes and mechanical breakdowns. Plus, it comes with other great features, like loss cover (an optional add-on for just £1.50 extra per month) and worldwide cover for up to 180 days per year. They all play a part in helping you feel safe bringing your iPhone 4s with you wherever you go.


A £50 excess is payable per claim, plus an additional excess of £25 for all loss claims and any accidental damage claims made in the first three months from the policy start date.The total excess on all claims filed overseas is £75. No claims can be made for the first 14 days after the policy is purchased. If paying monthly by Direct Debit, you will be required to pay the premium for the remainder of your 12-month contract before your claim can be approved. Your gadget(s) must be less than 18 months old for Regular and Business Gadget Insurance and less than 36 months old for Family Gadget Insurance at the time you buy your policy. You are not covered for more than two replacements per insured gadget per year. Repairs are unlimited. See our Terms and Conditions for more information.

This insurance is arranged and sold by Protect Your Bubble, which is a trading name of Assurant Direct Limited, and underwritten and administered by Assurant General Insurance Limited. Assurant General Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202735. Assurant Direct Limited is an appointed representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.