Do you need Gadget Insurance?
Well, you could do nothing to find the answer to that question until you have an expensive gadget that's lost or stolen - but that could prove to be a very painful way of learning what Gadget Insurance could do for you!
It's a reality these days that for many of us, things like mobile phones, PDA's, laptops, PCs, sat navs and games consoles are a part of our everyday lives. Imagine how much more difficult life would be if the items you rely on were not there anymore?
For example, if you were ever unable to find a working telephone box when you are out and about, how would your friends, family and perhaps colleagues contact you?
If you rely on your sat nav and are in unfamiliar territory, how would you find that meeting location without it? Could you or your children survive for long without your games console? Could your personal finances and perhaps home business continue to be effectively managed without your laptop or PC?
Most of us probably don't give much thought as to what would happen if these items were suddenly stolen, damaged or lost. Putting aside the practical issues relating to the inconvenience, the financial aspect of having to replace these items can be substantial too.
Gadget Insurance - what it can do for you
This innovative product can protect your gadgets and electronic items against such things as theft, accidental damage (including liquid damage). It also protects your insured gadget against breakdown after the manufacturer's warranty expires - something that none of us can plan for! You can insure against loss too. If you select the loss option, from an additional £1 per month, we will replace your gadget should you lose it.
We don't just protect your personal gadgets, either. Protect your bubble offers innovative Business Insurance Solutions to cover your office gadgets as well.
Gadget Insurance may also be referred to as a gadget-specific type of insurance cover such as: Laptop Insurance; Games Console Insurance; iPhone Insurance; Camera Insurance; Mobile Phone Insurance; PDA Insurance; Sat Nav Insurance; or Ipod Insurance, depending on what type of Gadget Insurance you need.
Gadget Insurance cannot prevent a disaster with one of your gadgets but it can minimise the financial pain and disruption that you may experience as a result.
What is covered?
Protect your bubble offers the choice of insuring one single item from just £1.49 a month. Or you can choose to purchase gadget insurance that covers multiple items. Protect your bubble offers cover for the following gadgets:
Worldwide cover comes as standard too, meaning that your gadgets and electronic items are protected wherever you go.
As with all insurance policies, exclusions and limitations apply and it is important that you read the terms and conditions of this policy to determine if these apply to you and for full details of the cover. This will also help you understand the level of protection that this product provides.
TERMS AND CONDITIONS:
For policies with a start date prior to 03/05/2011 please refer to your policy Terms and Conditions (They are also available on request from mailto:firstname.lastname@example.org
For policies purchased on or after 03/05/11 please refer to the gadget insurance terms & conditions
Do you need it?
We know that insurance costs money and in today's world we all need to be cost-conscious. Yet if you're wondering whether Gadget Insurance really is necessary, you may want to consider a few facts:
Finally, no matter how expensive your gadget is or how well you look after it, as we all know, it can still break down, without warning!
*Research carried out across 501 consumers aged 18-64 years old. Research undertaken by Aurora Market Research (May 2009).
** 12% of respondents indicated they had been a victim of mugging.
*** Our market research published 16.06.2009 - see our press release pages
**** Source - BBC news referenced in our market research published 16.06.2009 - see our press release pages
So, is Gadget Insurance for you?
Well, with cover starting from just £1.49 a month for one item, protecting your gadgets and other electronic items is affordable.
Looking for general gadget information?
Protect your bubble recommends http://www.girlgeekchic.com/ as a fantastic source of information for everything you want to know about gadgets. If you want to talk about gadgets with other like-minded "gadget geeks" then this is the place to go....
ATTENTION FRAUDSTERS (Genuine customers please ignore):
Protect your bubble operates a Zero Tolerance policy towards fraud!
Insurance fraud is illegal and punishable with a prison sentence. Due to increasing fraud we are now passing details of all suspected fraudulent claims to the Police for potential prosecution.
Genuine customers looking for Gadget Insurance need not worry! If you plan to make a non-genuine and illegal claim on your insurance, STOP NOW and do not buy. If you are a genuine customer please continue to order
This policy is administered by Assurant Services Limited and underwritten by Assurant General Insurance Limited. The registered office for Assurant General Insurance Limited and Protect your bubble is 6-12 Victoria Street, Windsor SL4 1EN.
Protect your bubble is a trading name of Assurant Direct Limited which is an appointed representative of Assurant Intermediary Limited.
Assurant General Insurance Limited and Assurant Intermediary Limited are authorised and regulated by the Financial Services Authority. This can be checked on the FSA register by visiting the FSA's website at http://www.fsa.gov.uk/Pages/register/