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No claim bonus

If your goal is a cheap home insurance quote, your no claims discount is the best way to achieve this. 

Your no claims discount (NCD), also known as a no claims bonus (NCB), is a reward offered by insurance companies to homeowners who do not make claims against their policies. For every year that you do not make a claim, your no claims discount will increase and the amount you pay for your insurance will get lower. 

We offer a no claims discount of up to a maximum of 5 years.

Your no claims discount will be affected if you need to claim following an accident, incident or loss. 

If you want that cheap home insurance quote and you don't have a no claims discount yet, or it has been affected by claims, call us on 0844 800 1894 for help in finding a home insurance quote as some of our schemes may still allow a range of discounts.