FAQs
Get a quote
Why do I need Life Insurance?
If you have loved ones that are financially dependent on you, Life Insurance will provide some financial support should you die.
With Critical illness cover it will provide a lump sum to make living financially easier if you were to suffer financially by the impact of a critical illness.
With Critical illness cover it will provide a lump sum to make living financially easier if you were to suffer financially by the impact of a critical illness.
What is Level Term Insurance?
What is Mortgage Life Insurance?
What is Critical Illness Cover?
How much cover do I need?
This depends on your requirements – whether you just wish to cover your mortgage outstanding balance or whether you wish to leave an extra lump sum for your dependants, in which case, level term Life insurance might be suitable for you. You should also consider any cover that you may already have – for example from your employer.
How long should my cover last for?
You can choose any duration that suits you – whether this matches your mortgage duration or the age that your children will become financially independent.
If I take out a policy in a few years time rather than now will it cost more?
Yes, age is a factor in producing a Life Insurance quote and the premiums quoted will go up the older you are. (The other common factors used to determine a quote are – Sex, health, family health history, length of cover, amount of cover and smoking status).
Will I need a medical?
This is dependent upon individual circumstances.
How long does it take for my policy to be set up?
If you are accepted under the standard underwriting criteria your policy may be set up immediately. If we require further medical information from your GP it will take a little longer.
Is there a cooling off period?
There is a 30 day cooling off period, if you cancel your policy during this time you will receive a full refund of any premium paid.
Do I get any money back if I don't die before the end of my plan?
No, this insurance only pays out as a result of an insured event (death or critical illness) during the policy term.
Important Information
Sales enquiries
0124 3791 200
General enquiries
0124 3791 201
Email our Life Insurance Team
You might also like
Related Articles
Protect your bubble Life Insurance is provided and administered by Direct Life & Pension Services Ltd, who are authorised and regulated by the Financial Services Authority. Registered Office; Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. Registration number 2467691.
- About Protect your bubble
- Help
- Customer Services
- Legal Information
- Popular Products
View site in Mobile | Classic
Safely shop online:
We accept the following forms of payment:
New! "Return&reward" service with all gadget policies
