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When you hire a car in the UK or overseas for business or pleasure, car rental companies insure the vehicle as part of the car rental agreement but they apply a hirer's excess which will vary from supplier to supplier, generally between £500 and £1,600 depending on supplier.

You may be surprised to learn that the hirer (you) will not only be responsible for paying the excess should the car be damaged or stolen, but you will also be responsible for all costs relating to damage to the under body, tyres and windscreen. Not what you want or expect to have to pay for whilst on holiday!

With Protect your bubble Car Hire Excess Insurance, for as little as £2.42 a day or £38.03 a year you can cover the excess on the car rental agreement up to £2,000 in any one claim. Plus cover any costs associated with damage to tyres, glass and under body during your car rental agreement. In addition our policy provides a number of other benefits which are not  often offered by car rental companies or they charge further sums to cover…… such as lost keys, being locked out, personal accident, curtailment, baggage whilst in the car and drop off fees.

Protect you bubble’s Car Hire Insurance is available to anyone renting a car with a value less than $80,000, who is aged 21 - 84 and has an internationally recognised full driving licence. If you live in the UK or Ireland cover in your home country is included and we have an option to allow rentals that start within 150 kms from your home.

There are two products to choose from:

• A Daily policy insuring a single car rental agreement up to 180 days in length or;
• An Annual policy insuring unlimited car rental agreements for the year up to 31 days per rental.

Protect your bubble will cover rentals worldwide and there is provision to top up the third party liability cover by up to $1,000,000 where the locally provided cover is inadequate (e.g USA).

There are also some optional extras that you can select if required

• Near Home Rental – allows UK and Ireland resident policyholders to rent a vehicle close to the main residence (within 150 kilometers).
• Dual Lead Driver – allows two persons named on the policy to rent vehicles independently.).

The insurance is underwritten by White Horse Insurance Ireland Limited, a Thomas Cook Group company regulated by the Irish Financial Services Regulatory Authority. The policy is administered by Questor Insurance Services Limited (an independent insurance intermediary authorised and regulated by the Financial Services Authority Firm Ref: 466942) on behalf of Protect your bubble and claims are handled by AXA Assistance (A part of the AXA Global Group) on behalf of White Horse Insurance Ireland Limited.