PYB Blog

  1. London Bike Show 2016 Ticket Giveaway

    We’ve got 2 pairs of tickets to giveaway for Saturday 13th at this years London Bike Show. The show is the UK’s largest cycle show and over 50,000 people are expected to visit the show over the weekend!

     

    For your chance to win simply head to our Twitter page: @PYB_Bike, follow (if you don’t already) and Retweet the competition tweet containing the #WinTix

    London-Bike-Show-Tickets-Twitter-img

     

     

    The London Bike Show Ticket Giveaway Rules

     

    Eligibility

    1. The promotion is open to residents of Great Britain (England, Scotland, Wales and Northern Ireland), Isle of Man and Channel Islands only, excluding employees of the Assurant Direct Limited (the “Promoter”) and their immediate families, agencies of the Promoter, and anyone else professionally connected with this promotion.

    2. This promotion is only open to individuals aged 18 years or over on date of promotion entry.

    3. The Twitter promotion begins at 16.00 on 5st Feb 2016 and closes  on 10th Feb 2016. Any entry received after the closing date and time will not be valid. Proof of sending is not proof of receipt.

    4. Entrants must have access to the internet, an email address, and a Twitter account

    5. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

     

    How to Enter

    5. To enter this promotion, visit twitter.com/protectyrbubble and re-tweet  the competition tweet which will include hashtag #WinTix. To be eligible to win users must be following @protectyrbubble

    6. Retweeting of any other post during the date range specified above that does not contain the phrase above does not count as an entry

    7. Entrants must continue to follow the @Protectyrbubble Twitter account following entry into the promotion in order to continue to be regarded as eligible

    8. Entrants must not publish repeated Tweets

    9. Entrants must not attempt to enter the promotion using multiple accounts and entrants found to be doing so will be ineligible to participate in the promotion. It is the responsibility of entrants to ensure they comply with Twitter’s rules regarding usage

     

    The Prize

    10. There is 2 winner’s who will receive 2 ticket to The London Bike Show on a day of their choice

    11. Cost of shipping is included in the prize. Any redelivery requirements where a user has not been available to receive their delivery that requires an additional costs is the winner’s responsibility. The winners are responsible for all expenses not expressly stated in these terms and conditions as being included as part of the prize.

    12. The prize is not transferable & cannot be exchanged. The prize is awarded “as is” with no warranty or guarantee, either express or implied.

     

    Winner Selection and Notification

    13. The winner will be randomly selected on 5th January 2016 by the Promoter from all of the valid entries submitted during the promotional period in accordance with these terms and conditions.

    14. The Promoter will contact the winner within one week of on 5th January 2016 via private message on Twitter. Prize will be posted to the address provided by the winner within 7 working days of the winner claiming. In all matters, the random selection made by the Promoter shall be final and no correspondence or discussion shall be entered into.

    15. The winner is required to respond to the private message notification within 7 days in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.

    16. The Promoter accepts no responsibility for failed delivery due to provision of incorrect contact details by entrants. Any prize that is returned undelivered will be assumed unwanted and the Promoter reserves the right to select an alternative winner to receive the prize using the same process referred to above in these terms and conditions.

    17. The Promoter reserves the right to ask for evidence of identity and address of the prize winner.

    18. By entering this promotion, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

    19. Losing entries will not receive any notification.

     

    General

    20. The twitter handle, name and county of residence of the prize winner will be available upon request by sending a stamped self-addressed envelope to; The London Bike Show Competition, Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN after 25th January 2016

    21. In the event of unforeseen circumstances the Promoter reserves the right to provide alternative prizes of equal or greater value.

    22. By entering, entrants and winners (as applicable) grant Promoter, and their licensees, successors and assigns, the assignable, perpetual, worldwide, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use their entry for this Promotion, including the names and likenesses of any persons embodied therein, in any manner, form, or format now or hereinafter created, including on the Internet, and on Promoter social media sites, and for any purpose, including, but not limited to, advertising or promotion of Promoter, all without further consent from or notice or payment to entrant or winner(s). Promoter is under no obligation to make use of the rights granted herein.

    23. The Promoter and its agents will only use personal information supplied by entrants to this promotion for the purposes of administering this promotion, unless consent is received to use such information for any other purpose. All personal data shared by the entrants will be collected in accordance with Promoter’s privacy policy available at http://uk.protectyourbubble.com/legal-privacy/privacy-policy.html

    24. Nothing in these terms shall exclude the liability of the Promoter for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence or any other liability which may not be excluded by law. The Promoter excludes all other liability to the extent permitted by law and in particular without limitation to the foregoing, the Promoter shall not be liable for any indirect, special or consequential loss nor for loss arising out of matters outside of its control nor for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.

    25. By participating, each entrant agrees to release, indemnify, discharge and hold harmless Promoter and Twitter, Inc., and each of their respective parents, affiliates, subsidiaries, and advertising and promotion agencies, and the respective officers, directors, shareholders, employees, agents and representatives of the forgoing (collectively, “Released Parties”) from any and all injuries, liability, losses and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from entrant’s participation in the Promotion or any Promotion -related activity, the acceptance, possession, use or misuse of any prize and/or Promoter’s use of the rights granted herein.

    26. The Promoter reserves the right at any time to modify, discontinue (temporary or permanently) this promotion with or without prior notice due to reasons outside its control (including in the case of anticipated, suspected or actual fraud). The decision of the Promoter in all matters under its control is final and binding.

    27. This promotion is in no way sponsored, endorsed or administered by, or associated with Twitter. You understand that you are providing your information to Promoter and not to Twitter. Entrants to this promotion hereby release Twitter from any claim or liability suffered in connection with this promotion

    28. This promotion and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

    Promoter – Assurant Direct Limited trading as Protect your bubble, whose registered office is Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN and whose registered number is 5399683.

  2. Fitbit Giveaway T&C’s

    We spent the last couple of weeks reviewing the best day to day wearable fitness trackers and the PYB team voted the Fitbit Charge HR the best piece of kit currently on the market. We have 1 Fitbit Charge HR to giveaway to a lucky follower. Full terms and conditions are listed below but if you’d like to read the article in full it can be accessed here: https://t.co/FZzBOIi0EE

    Fitbit Charge HR

    Fitbit Charge HR

     

    Eligibility

    1. The promotion is open to residents of Great Britain (England, Scotland, Wales and Northern Ireland), Isle of Man and Channel Islands only, excluding employees of the Assurant Direct Limited (the “Promoter”) and their immediate families, agencies of the Promoter, and anyone else professionally connected with this promotion.

    2. This promotion is only open to individuals aged 18 years or over on date of promotion entry.

    3. The Twitter promotion begins at 10.00 on 28th January 2016 and closes at 17.00pm on 5th February 2016 British Summer Time (BST). Any entry received after the closing date and time will not be valid. Proof of sending is not proof of receipt.

    4. Entrants must have access to the internet, an email address, and a Twitter account

    5. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

     

    How to Enter

    5. To enter this promotion, visit twitter.com/protectyrbubble , follow the Protect Your Bubble Twitter account from your Twitter account, and re-tweet  the competition tweet which will include hashtag #PYBfit and ‘RT & Follow’

    6. Retweeting of any other post during the date range specified above that does not contain the phrase above does not count as an entry

    7. Entrants must continue to follow the @Protectyrbubble Twitter account following entry into the promotion in order to continue to be regarded as eligible

    8. Entrants must not publish repeated Tweets

    9. Entrants must not attempt to enter the promotion using multiple accounts and entrants found to be doing so will be ineligible to participate in the promotion. It is the responsibility of entrants to ensure they comply with Twitter’s rules regarding usage

     

    The Prize

    10. There is one winner who will receive a Fitbit Charge HR.

    11. Cost of shipping is included in the prize. Any redelivery requirements where a user has not been available to receive their delivery that requires an additional costs is the winner’s responsibility. The winners are responsible for all expenses not expressly stated in these terms and conditions as being included as part of the prize.

    12. The prize is not transferable, cannot be exchanged and has no cash value. It cannot be redeemed by the winner for cash or any other prize. The prize is awarded “as is” with no warranty or guarantee, either express or implied.

     

    Winner Selection and Notification

    13. The winner will be randomly selected on 26th January 2016 by the Promoter from all of the valid entries submitted during the promotional period in accordance with these terms and conditions.

    14. The Promoter will contact the winner within one week of on 26th January 2016 via private message on Twitter. Prize will be posted to the address provided by the winner within 7 working days of the winner claiming. In all matters, the random selection made by the Promoter shall be final and no correspondence or discussion shall be entered into.

    15. The winner is required to respond to the private message notification within 7 days in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.

    16. The Promoter accepts no responsibility for failed delivery due to provision of incorrect contact details by entrants. Any prize that is returned undelivered will be assumed unwanted and the Promoter reserves the right to select an alternative winner to receive the prize using the same process referred to above in these terms and conditions.

    17. The Promoter reserves the right to ask for evidence of identity and address of the prize winner.

    18. By entering this promotion, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

    19. Losing entries will not receive any notification.

     

    General

    20. The twitter handle, name and county of residence of the prize winner will be available upon request by sending a stamped self-addressed envelope to; Fitbit Competition, Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN after 30th January 2016

    21. In the event of unforeseen circumstances the Promoter reserves the right to provide alternative prizes of equal or greater value.

    22. By entering, entrants and winners (as applicable) grant Promoter, and their licensees, successors and assigns, the assignable, perpetual, worldwide, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use their entry for this Promotion, including the names and likenesses of any persons embodied therein, in any manner, form, or format now or hereinafter created, including on the Internet, and on Promoter social media sites, and for any purpose, including, but not limited to, advertising or promotion of Promoter, all without further consent from or notice or payment to entrant or winner(s). Promoter is under no obligation to make use of the rights granted herein.

    23. The Promoter and its agents will only use personal information supplied by entrants to this promotion for the purposes of administering this promotion, unless consent is received to use such information for any other purpose. All personal data shared by the entrants will be collected in accordance with Promoter’s privacy policy available at http://uk.protectyourbubble.com/legal-privacy/privacy-policy.html

    24. Nothing in these terms shall exclude the liability of the Promoter for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence or any other liability which may not be excluded by law. The Promoter excludes all other liability to the extent permitted by law and in particular without limitation to the foregoing, the Promoter shall not be liable for any indirect, special or consequential loss nor for loss arising out of matters outside of its control nor for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.

    25. By participating, each entrant agrees to release, indemnify, discharge and hold harmless Promoter and Twitter, Inc., and each of their respective parents, affiliates, subsidiaries, and advertising and promotion agencies, and the respective officers, directors, shareholders, employees, agents and representatives of the forgoing (collectively, “Released Parties”) from any and all injuries, liability, losses and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from entrant’s participation in the Promotion or any Promotion -related activity, the acceptance, possession, use or misuse of any prize and/or Promoter’s use of the rights granted herein.

    26. The Promoter reserves the right at any time to modify, discontinue (temporary or permanently) this promotion with or without prior notice due to reasons outside its control (including in the case of anticipated, suspected or actual fraud). The decision of the Promoter in all matters under its control is final and binding.

    27. This promotion is in no way sponsored, endorsed or administered by, or associated with Twitter. You understand that you are providing your information to Promoter and not to Twitter. Entrants to this promotion hereby release Twitter from any claim or liability suffered in connection with this promotion

    28. This promotion and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

    Promoter – Assurant Direct Limited trading as Protect your bubble, whose registered office is Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN and whose registered number is 5399683.

  3. What is the best fitness tracker?

    Fitness & health trackers certainly are the in thing at the moment. If you commute to work on a train it’s got to the point where you are likely to see more people with a fancy wearable than without one. If you haven’t jumped on the trend yet but are interested in a wearable tracker to kick-start your health regime then look no further.

    We’ve been lucky enough to get our hands on a couple of different brands in the office and had a little play. We’ve analysed all the features and you can see our thoughts below:

     

    Charge HR £119.99

    The Charge HR tracks your heart beat throughout the day, measuring steps, calories burned and amount of time active to name but a few. The handy smartphone app also provides you with details of how you slept, notifications when your Charge HR’s battery is running low as well as allowing you to input your daily food intake and calories eaten. Caller ID allows you to see whose calling and you have the ability to control your music through the Fitbit app mid workout. Other features include a reasonably long battery live that lasts up to 5 days.

    The latest update now allows your Fitbit to automatically work out when you are active and what sort of activity you are doing. Whether you are going on a gentle cycle or playing an hour of hard 5 a side football your Fitbit will be able to track things such as amount of time active, calories burnt & heart rate accurately thanks to its very reliable heart rate monitor. If you are looking for more detailed analysis of workouts the Charge HR allows you the option to input your work out details, water drank and what you’ve eaten throughout the day for a more detailed summary.

    Design: ●●●●●

    Specs: ●●●●◌

    PYB Rating: ●●●●●

     

     

    Fitbit Charge HR

    Fitbit Charge HR

    Garmin Vivosmart HR £119.99

    The Garmin Vivosmart HR definitely isn’t the most stylish piece of tech on our list. It’s clunky & oversized and has been made to be functional and not a fashion accessory. However is it functional?

    Similar to the Fitbit the Garmin continuously tracks heartbeat all day, steps taken, floors climbed, distance travelled and calories burnt accurately. Where the Vivosmart really comes into its own is notifications. Unlike the Fitbit the Vivosmart will pair with your smartphone and any push notifications that come through will be relayed on the screen. It could be anything from a WhatsApp to a new meeting request which is useful when out and about. The Vivosmart will also track your exercise and relay the results in the app.

    Where the Vivosmart HR really lets itself down is its accompanying app the Garmin connect. A quick google search reveals the extent of the problem with countless forums and reviews filled with syncing issues. Once you get your Garmin synced, the app is one of the most complex on the market and you’ll instantly be bamboozled by the volume of graphs and charts. The content is super confusing for a week or 2 but once you get used to it there is a lot of useful information for tracking your day to day progress.

    Design: ●●●◌◌

    Specs: ●●●◌◌

    PYB Rating: ●●●◌◌

    Garmin Vivosmart HR

    Garmin Vivosmart HR

     

     

    Jawbone UP3 £129.99

    The Jawbone UP3 is one of the most compact wearables on the market. Its slim design is tasteful and wouldn’t look out of place in the gym or in a nice restaurant. The UP3 also has one of longest battery lives on the market lasting up to 7 days. The UP3 also has an incredible fitness app which is great for monitoring your day to day well-being as well as providing reliable data during exercise, ideal for coaching pointers.

    However the lack of LED display is a major drawback. Different coloured LEDs identify which mode you are in but if you are looking for any real-time data you are going to have to have to open the app and let the Jawbone sync. Heart rate tracking is a new feature of the Jawbone UP3 however we found it a little hit and miss. For us the lack of on screen display and poor continuous heart monitoring make the Jawbone not worth the asking price.

    Design: ●●●●◌

    Specs: ●●●●◌

    PYB Rating: ●●●●◌

    Jawbone UP3

    Jawbone UP3

     

    Microsoft Band 2 £199.99

    There is no doubting that the Microsoft band 2 is a massive improvement on the original. The screen is now curved so it matches the contours of your wrist & the screen resolution is super sharp. However to make this possible the battery has been moved to sit in the clasp which makes it bulky and susceptible to catching.

    In terms of the tech the Microsoft band is right up there with the best. The built in GPS allows for accurate distance tracking as well other features found on the other bands such as tracking steps, calories burnt, constant heart rate monitoring, sleep monitoring, stair climbing and exercise tracking. On top of this push notifications come through to the on screen display which is handy when out and about.

    Where the band really lets itself down is its battery life. The band still only offers up to 48 hours max which is nothing on the competition & having to recharge it most night’s renders the sleep tracking almost pointless. The clever adjustable clasp that makes the band fit any wrist is almost too clever for its own good as well as being bulky and heavy.

    We’re not sure if the Microsoft band is trying to be a fitness band or a smartwatch and that’s its main problem. The band is packed with incredible features but poor battery life is a major floor for a band that you’re supposed to wear 24/7.  On top of that a simple google search will reveal the clasp and fit is still not comfortable enough. It’s neither a fitness band nor a smartwatch which is a big shame as it’s full of great features.

    Design: ●●◌◌◌

    Specs: ●●●●●

    PYB Rating: ●●●◌◌

    Microsoft Band 2

    Microsoft Band 2

     

    Our Winner:

    Our favourite fitness tracker is the Fitbit Charge HR. At an affordable price the Fitbit Charge HR delivers everything & more you need for tracking day to day activity. Its stylish unisex design doesn’t look out of place anywhere and provides you with all the day to day information we’d expect from a fitness tracker. We also love the layout and ease of use of the app and the beefed up activity features are an added bonus!

     

    Want to win a Fitbit?:

    We’ve got 1 Fitbit charge HR to give away to one lucky winner. To enter head on over to our Twitter page @protectyrbubble and RT & Follow (if you’don’t already) the pinned tweet containing #PYBfit for your chance to win.

    Terms & Conditions

    GB CI IOM 18+. End .05. 02.2016.1 prize. 7 days to claim. See: http://ukblog.protectyourbubble.com/?p=3971 for full prize description, entry routes and Ts and Cs. Promoter: Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN. No entries should be sent to this address.

    Charge_HR_Black_Back_Flat_72DPI

     

     

  4. The London Bike Show 2016

    February is fast of approaching and it’s that time of year again. No we don’t mean Valentine’s Day. We mean the London Bike Show! The London Bike Show is the UKs largest Bike Show and is held from the 11-14th February at the Excel in London. This year’s cycle show looks set to be the best ever! 300 of cycling’s top brands will be on hand to showcase the latest technology, innovations and trends for 2016. For the first time this year’s event will also feature ‘air to the throne.’ Air to the throne is being billed as the UK’s most exciting freestyle mountain bike show. The invitational event will bring 30 of the world’s best freestyle riders together who will all be looking to go big on the challenging course with the winner taking home a cool 10,000 euros. We’ll be keeping a close eye on proceedings and looking to bring you video and image coverage where we can!

    Air to the Throne

    Air to the Throne

     

    As always we’ll be there and you can find us at stand LB1130. We’ll have lots going on during the whole weekend. Once again our Bicycle Café will be offering free cookies for quotes, plus we’ll be giving away other freebies like yummy chocolate, tote bags and seat covers.

    This year will also see the arrival of a PlayStation and the Tour De France 2015 game. You’ll be able to test your descending skills in the time trial feature. against other show visitors. We’ll have a daily and overall leaderboard which will be visible so you know what you have to do to be crowned the ultimate descender!

    WIN £250 & Signed Geraint Goodies

    We’ll be giving lucky visitors the chance to win £250 and some signed Geraint goodies! To win all you need to do is come see us on stand LB1130, upload a picture to Instagram, Facebook or Twitter with the #MeAndG. We’ll then pick one lucky follower at random who will win the prize!

    Competition closes on the 18th February.

     

    WIN tickets to the show

    If you haven’t got you tickets to the show why don’t you get yourself over to our Twitter account @PYB_Bike We are giving 2 lucky people the chance to win a pair of tickets to the show on a day of their choice.

    To enter all you have to do is follow @PYB_Bike and re-tweet the competition tweet containing #WinTix. Click HERE to enter

    Competition closes on the 10th February, full terms and condition can be found below.

    We look forward to seeing you on our stand over the weekend!

    The PYB Team

     

    bike blog

    WIN tickets to the show

    If you haven’t got you tickets to the show why don’t you get yourself over to our Twitter account @PYB_Bike We are giving 2 lucky people the chance to win a pair of tickets to the show on a day of their choice.

    To enter all you have to do is follow @PYB_Bike and re-tweet the competition tweet containing #WinTix. Click HERE to enter.

    GB CI IOM 18+. End .10. 02.2016.2 prizes. 3 days to claim. See: https://t.co/QDNFWor8rj  for full prize description, entry routes and Ts and Cs. Promoter: Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN. No entries should be sent to this address.

     

    We look forward to seeing you on our stand over the weekend!

    The PYB Team

     

     

    The London Bike Show Photo Giveaway Full T&Cs

    Eligibility

    1. The promotion is open to residents of Great Britain (England, Scotland, Wales and Northern Ireland), Isle of Man and Channel Islands only, excluding employees of the Assurant Direct Limited (the “Promoter”) and their immediate families, agencies of the Promoter, and anyone else professionally connected with this promotion.

    2. This promotion is only open to individuals aged 18 years or over on date of promotion entry.

    3. The promotion begins at 00.00 on 11th February 2016 (Date show starts) and closes at 11.59 on  18th February 2016 Daylight Saving Time (DST). Any entry received after the closing date and time will not be valid. Proof of sending is not proof of receipt.

    4. Entrants must have access to the internet, an email address, Facebook, Twitter or Instagram account.

    5. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

     

    How to Enter: There are three different ways to enter the competition across our social channels listed below. You may only enter once using any of these three methods.

     FACEBOOK

    Upload a photo of yourself standing in front of or next to the  Protect Your Bubble stand LB1130 at The London Bike Show and upload the photo to the Protect Your Bubble Facebook page. as a comment under a The London Bike Show post including the #MeAndG hashtag The photo must include you, the entrant, in it.

    TWITTER

    Upload a photo of yourself standing in front of or next to the  Protect Your Bubble’s stand LB1130 at The London Bike Show and include the @ the Protect Your Bubble Twitter handle, @PYB_Bike and the #MeAndG hashtag. The photo must include you, the entrant, in it.

    INSTAGRAM

    Upload a photo of yourself standing in front of or next to the on Protect Your Bubble’s stand LB1130 at The London Bike Show.and include @protectyourbubble and the #MeAndG hashtag in the comments section. The photo must include you, the entrant, in it.

    No entries from agents, third parties or those automatically generated by computer will be accepted. Incomplete or corrupted entries will not be accepted. Entries will only be accepted if they comply with all entry instructions.

    6. Any photos submitted must have been taken with the permission of the subject (and if they are under 18, the permission of their parents or guardians as well) and must not infringe the copyright of any third party or any laws. You warrant that the photo you submit is of you or your own work and that you own the copyright for it. Any complaints lodged against your photo in relation to permissions will result in it being removed. If you use a photo you do not own the copyright for we retain the right to provide your name to the owner of the photograph, should they request it. Any images deemed to be inappropriate or offensive will be removed.

    Ownership to the copyright of all photos submitted shall remain with entrant. You hereby grant a worldwide, irrevocable, perpetual licence to the Promoter to feature your photo in any publications, websites and/or any promotional material, PR or advertising connected with this competition and/or any future marketing campaigns..

     

    7. Entrants must continue to follow either the @protectyrbubble Twitter account or instagram.com/protectyourbubble Instragram account, whichever you submitted your entry by, following your entry into the promotion in order to continue to be regarded as eligible. Entrants via Facebook do not have to like the Protect Your Bubble Facebook page to maintain eligibility.

    8. Entrants must not publish repeated Tweets or Instagram and Facebook posts.

    9. Entrants must not attempt to enter the promotion using multiple accounts or multiple entries across different social media channels. Entrants found to be doing so will be ineligible to participate in the promotion. It is the responsibility of entrants to ensure they comply with Facebook, Twitter’s and Instagram’s rules regarding usage.

     

    10. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

    The Prize

    11. There is one winner. The prize is £250 and the following Geraint Thomas signed goods: One The World of cycling according to G signed book, one Signed Protect Your Bubble Cycling Jersey and two signed photographs

    12. Cost of shipping is included in the prize. Any redelivery requirements where a user has not been available to receive their delivery that requires an additional costs is the winner’s responsibility. The winners are responsible for all expenses not expressly stated in these terms and conditions as being included as part of the prize.

     

    13. The prize is not transferable, cannot be exchanged and has no cash value. It cannot be redeemed by the winner for cash or any other prize. The prize is awarded “as is” with no warranty or guarantee, either express or implied.

    Winner Selection and Notification

    14. The winner will be randomly selected on 21st February 2016 by the Promoter from all of the valid entries submitted during the promotional period in accordance with these terms and conditions.

    15. The Promoter will contact the winner within one week of 21st February 2016 via private message on, Facebook, Twitter or Instagram. In all matters, the random selection made by the Promoter shall be final and no correspondence or discussion shall be entered into.

    16. The winner is required to respond to the private message notification within 7 days in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.

     

    17. The Promoter accepts no responsibility for failed delivery due to provision of incorrect contact details by entrants. Any prize that is returned undelivered will be assumed unwanted and the Promoter reserves the right to select an alternative winner to receive the prize using the same process referred to above in these terms and conditions.

    18. The Promoter reserves the right to ask for evidence of identity and address of the prize winner.

    19. By entering this promotion, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

    20. Losing entries will not receive any notification.

    General

    21. The twitter handle, facebook or Instagram name, full name and county of residence of the prize winner will be available upon request by sending a stamped self-addressed envelope to; Helmet Hair Competition, Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN after 22nd November 2015

     

    22. In the event of unforeseen circumstances the Promoter reserves the right to provide alternative prizes of equal or greater value.

     

    23. By entering, entrants and winners (as applicable) grant Promoter, and their licensees, successors and assigns, the assignable, perpetual, worldwide, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use their entry for this Promotion, including the names and likenesses of any persons embodied therein, in any manner, form, or format now or hereinafter created, including on the Internet, and on Promoter social media sites, and for any purpose, including, but not limited to, advertising or promotion of Promoter, all without further consent from or notice or payment to entrant or winner(s). Promoter is under no obligation to make use of the rights granted herein.

     

    24. The Promoter and its agents will only use personal information supplied by entrants to this promotion for the purposes of administering this promotion, unless consent is received to use such information for any other purpose. All personal data shared by the entrants will be collected in accordance with Promoter’s privacy policy available at http://uk.protectyourbubble.com/legal-privacy/privacy-policy.html

     

    25. Nothing in these terms shall exclude the liability of the Promoter for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence or any other liability which may not be excluded by law. The Promoter excludes all other liability to the extent permitted by law and in particular without limitation to the foregoing, the Promoter shall not be liable for any indirect, special or consequential loss nor for loss arising out of matters outside of its control nor for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.

     

    26. By participating, each entrant agrees to release, indemnify, discharge and hold harmless Promoter, Facebook, Instagram and Twitter, Inc., and each of their respective parents, affiliates, subsidiaries, and advertising and promotion agencies, and the respective officers, directors, shareholders, employees, agents and representatives of the forgoing (collectively, “Released Parties”) from any and all injuries, liability, losses

    and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from entrant’s participation in the Promotion or any Promotion -related activity, the acceptance, possession, use or misuse of any prize and/or Promoter’s use of the rights granted herein.

     

    27. The Promoter reserves the right at any time to modify, discontinue (temporary or permanently) this promotion with or without prior notice due to reasons outside its control (including in the case of anticipated, suspected or actual fraud). The decision of the Promoter in all matters under its control is final and binding.

     

    28. This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook Twitter or Instagram. You understand that you are providing your information to Promoter and not to, Facebook, Twitter or Instagram. Entrants to this promotion hereby release Facebook, Twitter and Instagram from any claim or liability suffered in connection with this promotion

     

    29. This promotion and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

    Promoter – Assurant Direct Limited trading as Protect Your Bubble, whose registered office is Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN and whose registered number is 5399683

     

     

  5. Purple Monday Terms & Conditions

    It’s #PurpleMonday! We’re turning the most depressing day of the year into what could quite possibly become your favourite day of the year! Help us hit 1,000 RTs and we’ll reward one lucky follower with £250 in cash to help ease any financial woes you might be feeling this month!

     

    #Purplemonday Giveaway

     

    Eligibility

    1. The promotion is open to residents of Great Britain (England, Scotland, Wales and Northern Ireland), Isle of Man and Channel Islands only, excluding employees of the Assurant Direct Limited (the “Promoter”) and their immediate families, agencies of the Promoter, and anyone else professionally connected with this promotion.

    2. This promotion is only open to individuals aged 18 years or over on date of promotion entry.

    3. The Twitter promotion begins at 10.00 on 18th January 2016 and closes at 17.00pm on 18th January 2016 British Summer Time (BST). Any entry received after the closing date and time will not be valid. Proof of sending is not proof of receipt.

    4. Entrants must have access to the internet, an email address, and a Twitter account

    5. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

     

    How to Enter

    5. To enter this promotion, visit twitter.com/protectyrbubble and re-tweet  the competition tweet which will include hashtag #PurpleMonday. To be eligible to win users must be following @protectyrbubble

    6. Retweeting of any other post during the date range specified above that does not contain the phrase above does not count as an entry

    7. Entrants must continue to follow the @Protectyrbubble Twitter account following entry into the promotion in order to continue to be regarded as eligible

    8. Entrants must not publish repeated Tweets

    9. Entrants must not attempt to enter the promotion using multiple accounts and entrants found to be doing so will be ineligible to participate in the promotion. It is the responsibility of entrants to ensure they comply with Twitter’s rules regarding usage

     

    The Prize

    10. There is one winner who will receive £250 via bank transfer

    11. Cost of shipping is included in the prize. Any redelivery requirements where a user has not been available to receive their delivery that requires an additional costs is the winner’s responsibility. The winners are responsible for all expenses not expressly stated in these terms and conditions as being included as part of the prize.

    12. The prize is not transferable & cannot be exchanged. The prize is awarded “as is” with no warranty or guarantee, either express or implied.

     

    Winner Selection and Notification

    13. The winner will be randomly selected on 20th January 2016 by the Promoter from all of the valid entries submitted during the promotional period in accordance with these terms and conditions.

    14. The Promoter will contact the winner within one week of on 20th January 2016 via private message on Twitter. Prize will be posted to the address provided by the winner within 7 working days of the winner claiming. In all matters, the random selection made by the Promoter shall be final and no correspondence or discussion shall be entered into.

    15. The winner is required to respond to the private message notification within 7 days in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.

    16. The Promoter accepts no responsibility for failed delivery due to provision of incorrect contact details by entrants. Any prize that is returned undelivered will be assumed unwanted and the Promoter reserves the right to select an alternative winner to receive the prize using the same process referred to above in these terms and conditions.

    17. The Promoter reserves the right to ask for evidence of identity and address of the prize winner.

    18. By entering this promotion, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

    19. Losing entries will not receive any notification.

     

    General

    20. The twitter handle, name and county of residence of the prize winner will be available upon request by sending a stamped self-addressed envelope to; #PurpleMonday Competition, Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN after 25th January 2016

    21. In the event of unforeseen circumstances the Promoter reserves the right to provide alternative prizes of equal or greater value.

    22. By entering, entrants and winners (as applicable) grant Promoter, and their licensees, successors and assigns, the assignable, perpetual, worldwide, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use their entry for this Promotion, including the names and likenesses of any persons embodied therein, in any manner, form, or format now or hereinafter created, including on the Internet, and on Promoter social media sites, and for any purpose, including, but not limited to, advertising or promotion of Promoter, all without further consent from or notice or payment to entrant or winner(s). Promoter is under no obligation to make use of the rights granted herein.

    23. The Promoter and its agents will only use personal information supplied by entrants to this promotion for the purposes of administering this promotion, unless consent is received to use such information for any other purpose. All personal data shared by the entrants will be collected in accordance with Promoter’s privacy policy available at http://uk.protectyourbubble.com/legal-privacy/privacy-policy.html

    24. Nothing in these terms shall exclude the liability of the Promoter for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence or any other liability which may not be excluded by law. The Promoter excludes all other liability to the extent permitted by law and in particular without limitation to the foregoing, the Promoter shall not be liable for any indirect, special or consequential loss nor for loss arising out of matters outside of its control nor for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.

    25. By participating, each entrant agrees to release, indemnify, discharge and hold harmless Promoter and Twitter, Inc., and each of their respective parents, affiliates, subsidiaries, and advertising and promotion agencies, and the respective officers, directors, shareholders, employees, agents and representatives of the forgoing (collectively, “Released Parties”) from any and all injuries, liability, losses and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from entrant’s participation in the Promotion or any Promotion -related activity, the acceptance, possession, use or misuse of any prize and/or Promoter’s use of the rights granted herein.

    26. The Promoter reserves the right at any time to modify, discontinue (temporary or permanently) this promotion with or without prior notice due to reasons outside its control (including in the case of anticipated, suspected or actual fraud). The decision of the Promoter in all matters under its control is final and binding.

    27. This promotion is in no way sponsored, endorsed or administered by, or associated with Twitter. You understand that you are providing your information to Promoter and not to Twitter. Entrants to this promotion hereby release Twitter from any claim or liability suffered in connection with this promotion

    28. This promotion and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

    Promoter – Assurant Direct Limited trading as Protect your bubble, whose registered office is Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN and whose registered number is 5399683.

Prices may change. Protect Your Bubble is a trading name of Assurant Direct Limited, a company registered in England and Wales (registration company number 5399683). Assurant Direct Limited is an Appointed Representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check this on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.

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