Business Gadget Insurance Cover your business' gadgets

Exclusions, limitations & excesses apply.

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Key features

All types of gadgets

We can protect all of the gadgets that are central to your business, including mobiles, tablets, laptops, desktop PCs, TVs and more. Cover as many gadgets as you need, and manage everything online.

Theft cover

Thieves don’t care if you need laptops to work on a big presentaion next week. The good news? We include cover against theft as standard.

We expect you to take reasonable precautions to keep your gadgets safe from theft.

Drops & accidental damage cover

Work devices are heavily used – and can be at risk for accidents. That's why we cover accidental damage, including cracked screens.

We don't cover cosmetic damage that doesn't affect the functionality of a device, like surface scratches and dents.

Liquid damage cover

Whether it's a tea-doused mobile or a coffee-covered tablet, don't worry: liquid damage is covered.

We expect you to take reasonable precautions to keep your gadgets safe from damage.

Worldwide cover

Planning work trips for your team? No problem. Our policy includes worldwide cover.

Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdown cover

Your business relies on gadgets that work. Don't fret if a screen suddenly goes blank – mechanical breakdowns are covered.

We cover mechanical breakdowns after the manufacturer's warranty has run out.

Multi-gadget discounts

More devices = more discounts! You'll get 10% off your total policy price if you insure 2 gadgets, and 15% off if you insure 3 or more.

Your discount will also apply to your monthly loss cover price, if you choose to add it.

Loss cover (optional)

Loss cover adds a layer of protection to our standard cover - and is only an extra £1.50 per month, per gadget.

Loss cover is not available for laptops, MacBooks,TVs, desktop PCs or PC monitors.

Before you buy

Compare our gadget cover

features

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Gadget Insurance

Family Gadget Insurance

Business Gadget Insurance

Excesses

What you'll need to pay for every approved claim. Swipe the table left and right to see all excesses.

Gadget typeTheft claimsDamage claimsLoss claims
iPhones & mobiles£50£50£75
iPads£50£50£75
Tablets£25£25£50
Laptops & Macbooks£75£75N/A
All other gadgets£25£25£50

 

Excess payments cannot be made via American Express or PayPal. Loss cover is not available for laptops, MacBooks, TVs, PCs or PC monitors.

Terms & Conditions      Contact us

"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone in seven days."
Rachel H.
"The process to submit a claim has been quick and easy and they have been helpful throughout."
Chris
"When I needed to make a claim they were very friendly and made the process as straight-forward as possible. I received my new handset very quickly."
Alison S.
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How to claim

  1. Tell us about any claim as soon as possible and within 28 days of discovery of the loss, theft, breakdown or damage.

  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.

  3. Make your claim within 28 days of discovering the incident by:
     Submitting online 24/7 via MyBubble
     Emailing us
     Calling us on 0330 333 4792 (lines open Monday – Friday, 8am 6pm)
     Writing to us at Protect Your Bubble, PO Box 1033, Uxbridge, UB8 9PX

  4. A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Frequently asked questions

Q
What is MyBubble?
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A
A. MyBubble is our online account management portal for policyholders. With MyBubble, you can: View your policy terms and conditions and Schedule of Insurance Change your personal details – your email, postal address and phone number Make a claim To get started, simply register your account with the exact details you used to originally buy your policy. To access MyBubble on return visits, simply use the “My Account” link in the top right-hand corner of our homepage to log in.
Q
Is there an age limit for the gadgets I want to insure?
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A

A. Yes – if you’re starting a new gadget policy or adding a gadget to an existing policy, your item/items need to be fewer than 36 months old.

Q
Are cosmetic damages covered?
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A
A. We only cover damage if it stops the normal functioning of your gadget. Cracked screens are covered, but if your gadget has only suffered a scratch or dent, and still works as expected, then we will not repair or replace it.
Q
Am I covered for incidents that occurred before my policy started?
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A
A. No, any incident prior to the start date of your insurance will not be covered. 
Q
Is there an excess fee?
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A

A. Yes – there is an excess fee for all successful claims which must be paid before your claim can be approved. For example, if you are approved for a replacement iPhone after making a claim for damage, you will need to pay the £50 excess before we ship your replacement to you.

Please remember that you must have purchased loss cover for your gadget in order to claim for loss. Excess payments cannot be made via American Express or PayPal.

Gadget type Damage & breakdown claims Theft claims Loss claims
Mobile phones & iPhones £50 £50 £75
iPads £50 £50 £75
Tablets £25 £25 £50
Laptops & MacBooks £75 £75 N/A
TVs, desktop PCs & PC monitors £25 £25 N/A
All other gadgets £25 £25 £75
Q
Is there a limit to how many times I can claim?
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A

A. While there is no limit to how many times you can claim for damage, there is a limit of 2 successful claims for loss or theft for each insured item in any 12-month period, beginning from the start date detailed on your certificate of insurance.

Q
What happens if I give false information?
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A

A. We rely on the information you provide to us either online, over the phone or in writing to make decisions about your insurance and any claim. If you do not answer accurately and completely any questions we ask, we might invalidate your insurance and/or we might reject your claim.

More about Business Gadget Insurance

Cover your business gadgets with Protect Your Bubble

How many laptops, smartphones, desktop PCs and tablets does your work force currently use? When you imagine the costs of replacing such gadgets in the event of an accident or theft, as well as the cost of lost productivity while your staff goes without them, the expense can really add up.

With Business Gadget Insurance from Protect Your Bubble, you'll gain peace of mind knowing that all of the devices your work force uses are covered in case of accidental damage, breakdowns, liquid damage and theft. You can also get extra protection by adding loss cover for an extra £1.50 per month, per gadget. (Loss cover is not available for laptops, TVs, desktop PCs or PC monitors.)

The best part? If you insure three or more gadgets, you'll get 15% off your policy price – including any loss cover costs.

Getting a quote for your gadgets is easy – just enter the information for all of the devices you'd like to cover, and you'll see your projected monthly price in seconds.

Think Business Gadget Insurance sounds like a smart purchase?

Get a quote now to get started – it only takes a moment.

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