Business Gadget Insurance

Cover all the gadgets that are central to your business

From the laptops and desktop PCs at the heart of your office, to the smartphones and tablets that power your mobile workforce - our Business Gadget Insurance has you covered.


  • Worldwide cover for theft, damage & mechanical breakdown
  • Unlimited repairs
  • Two (2) theft/loss claims per year, per gadget
  • Insure 3 items for £15.99 per month*
  • Loss cover available on certain items

*Price without loss cover

Exclusions, limitations & excesses apply.

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Key cover

Drops & accidental damage cover

We repair more than 1,700 gadgets per month on average. If you drop it – or the screen gets cracked – you're covered.

Notes

We don't cover cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Liquid damage cover

Liquid can be deadly for a device. Whether it gets accidentally dunked in tea, doused in a drink or dropped in the bath, don't worry – you're covered.

Notes

We expect you to take reasonable precautions to keep your gadget safe from damage.

Worldwide cover

Keep your device with you while you travel: our policy includes worldwide cover.

Notes

Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdown cover

Blank screen? Broken button? Charging issues? If your gadget breaks down, you're covered.

Notes

We cover mechanical breakdowns after the manufacturer's warranty has run out.

Loss cover (optional)

Prone to losing your things? Loss cover adds a layer of protection to our standard cover. Loss cover is an extra £1.50 per item, per month.

Notes

Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors.

Theft cover

Thieves don’t care if you need laptops to work on a big presentation next week. The good news? We include cover against theft as standard.

Notes

We expect you to take reasonable precautions to keep your gadgets safe from theft.

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Before you buy

 

Your first item must be under 6 months old, your second under 12 months and any third or more items must be under 36 months old, when you purchase the policy.

 
 

If your items are new, your items may have been purchased directly from a manufacturer, network provider or retail store (high street or online).

 
 

If your items are refurbished, your items must have been purchased directly from a manufacturer, network provider or list of Assurant approved retailers.

 
 

You must be 18 years or older and a UK resident to purchase a policy.

 

Excesses

An excess is the amount you will need to pay for any approved claim. The excess amount differs by product type and value, as well as by the claim type made (i.e damage, theft or loss). The excesses that apply to the item(s) you are insuring will be displayed in the ‘Plan info’ section as you set up your policy. Alternatively for more information, excesses for all items can be viewed on our excess page.

Excess payments cannot be made via American Express or Paypal. Loss cover is not available for laptops, Macbooks, PCs or PC Monitors.

"Highly recommend - I’ve received fantastic service from the beginning to the end. Friendly and attentive customer service staff and fast delivery"
Daniel
"Seriously impressed by PYB, all the staff I dealt with were efficient and sympathetic"
Leo
"I’ve had my cover for a while and I have previously made a claim and they were so quick, helpful and efficient! definitely recommend"
Jessica

Claims

There's no limit to how many times you can claim for damage, but you are limited to two (2) theft/loss claims per year, per gadget.

We expect you to take reasonable precautions to keep your gadget safe from theft or damage. If you fail to do so, your claim may not be paid.

How to claim in just 5 steps

  1. Tell us about any claim as soon as possible from discovering the loss, theft, breakdown or damage.

  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.

  3. You can make your claim by:
    Calling us on 0330 333 4792 (lines open Monday – Friday, 8am – 8pm)
    Writing to us at Protect Your Bubble, PO Box 1033, Uxbridge, UB8 9PX

  4. A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Frequently asked questions

Q
Am I covered if I bought my device from an auction site?
Tap to read answer
A

No – we only cover gadgets that are either purchased as new, or that are purchased as refurbished directly from a manufacturer or network provider.

Please see our terms and conditions  for more information. 

Q
Are cosmetic damages covered?
Tap to read answer
A
We only cover damage if it stops the normal functioning of your gadget. Cracked screens are covered, but if your gadget has only suffered a scratch or dent, and still works as expected, then we will not repair or replace it.
Q
Is there an age limit for the gadgets I want to insure?
Tap to read answer
A

Yes – Your first item must be under 6 months old, your second under 12 months and any third or more items must be under 36 months old, when you purchase the policy.

All additional items added to your policy post sale must be under 12 months old.

Q
Is there an excess fee?
Tap to read answer
A

Yes – there is an excess fee for all successful claims which must be paid before your claim can be approved. The amount you will need to pay will vary depending on the type of device you have insured and the type of claim you are making. 

Please remember that you must have purchased loss cover for your gadget in order to claim for loss. Excess payments cannot be made via American Express or PayPal.

Excesses for all items can be viewed on our excess page.

Q
Am I covered for incidents that occurred before my policy started?
Tap to read answer
A
No, any incident prior to the start date of your insurance will not be covered. 
Q
Is there a limit to how many times I can claim?
Tap to read answer
A
While there is no limit to how many times you can claim for damage, there is a limit of 2 successful claims for loss or theft for each insured item in any 12-month period, beginning from the start date detailed on your certificate of insurance.
Q
What happens if I give false information?
Tap to read answer
A
We rely on the information you provide to us either online, over the phone or in writing to make decisions about your insurance and any claim. If you do not answer accurately and completely any questions we ask, we might invalidate your insurance and/or we might reject your claim.
Q
What is MyBubble?
Tap to read answer
A

MyBubble is the name of our old online account management portal. We have a new online account and policy portal for policyholders.

You can log in online to:
- View your policy terms and conditions
- View your schedule of Insurance
- Change your personal details - your email, postal address and phone number

To get started, simply register your account with the exact details you used to originally buy your policy. To access your account, simply use the “Login/Register” link in the top right-hand corner of our website.

Visit our full FAQs page

More about Business Gadget Insurance

Cover your business gadgets with Protect Your Bubble

How many laptops, smartphones, desktop PCs and tablets does your work force currently use? When you imagine the costs of replacing such gadgets in the event of an accident or theft, as well as the cost of lost productivity while your staff goes without them, the expense can really add up.

With Business Gadget Insurance from Protect Your Bubble, you'll gain peace of mind knowing that all of the devices your work force uses are covered in case of accidental damage, breakdowns, liquid damage and theft. You can also get extra protection by adding loss cover for an extra £1.50 per month, per gadget. (Loss cover is not available for laptops, desktop PCs or PC monitors.)

The best part? If you insure two or more gadgets, you'll get 10% off your policy price – including any loss cover costs.

Getting a quote for your gadgets is easy – just enter the information for all of the devices you'd like to cover, and you'll see your projected monthly price in seconds.

Think Business Gadget Insurance sounds like a smart purchase?

Get a quote now to get started – it only takes a moment.

Why us?

 
Legal information
Protect Your Bubble Gadget Insurance is underwritten by Assurant General Insurance Limited.

All logos, trade names and trademarks are the property of their respective owners.

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