Car & Van Hire Excess Insurance


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Battery Cover added
Collision Damage Waiver Cover added
Dual Lead Cover added
Extended Rental Cover added
Edit Quote

Tell us about your hire

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Select your destination
Destination is required
Select the territory in which the car hire is due to take place.

UK means the British Isles including Northern Ireland and the Isle of Man, but not the Channel Islands.

Europe includes all countries west of the Ural Mountains, Ireland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, Iceland and the Azores. Europe also includes the UK for daily trips longer than 14 days and annual policies.

Worldwide means anywhere in the world.

Tell us about your trip

What type of cover?
Type of cover is required
Daily covers a single-trip for the duration of the specified hire period; Annual covers unlimited trips in a calendar yesr. UK Only cover is only available as a daily policy.
How many drivers?
Number of drivers is required
Select the number of drivers who will drive the vehicle, who must also be named on the car hire rental agreement.

If you want to cover drivers in a second vehicle – select the number of drivers here, and then select the Dual Lead Driver add-on box that will appear below.

Optional extras

Allows two lead drivers who may rent vehicles independently
Driver Name is required
Driver Age is required
Driver should be between 21 and 84 years old
Extends the maximum length of any one car rental agreement to 60 days
Covers the cost of replacing a failed vehicle battery if not covered under the rental agreement. Check with your rental provider
Increases the sum insured from £5,000 to £50,000 for countries where the rental agreement does not include CDW as part of the policy. Check with your rental provider
Your quote is
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one-time payment

Car Hire Quote Declaration

As a condition to buying this insurance you accept and acknowledge the following:

1. That you are aged between 21 and 84 years of age

2. That you are a resident of the UK (including the Isle of Man BUT NOT the Channel Islands)

3. That you hold a full UK or internationally recognised driver's licence

4. That you are not subject to any form of driving ban

5. That you are fit to drive and not driving against the advice of a medical practitioner

6. That you are eligible to hire and drive a hire vehicle and able to adhere to the terms of the hire agreement

7. That the rental you are purchasing this cover for has not already commenced

8. That this insurance does not cover renting a motorcycle, commercial vehicle, camper van or mini-bus for private use with more than 9 seats

9. That if you are renting from a Car Club, you and any other driver are members of the Car Club and are authorised to drive the vehicle rented

10. That the contract of insurance is subject to UK jurisdiction

11. That the policy document is only available in English

12. That all policies are liable for Insurance Premium Tax, except for Policyholders permanently resident in the Isle Of Man

13. That the policy covers rentals only as stated in “Rental periods” below

14. That this policy is fulfilled and managed by Questor Insurance Services Limited on behalf of Protect Your Bubble 

Rental periods

1. Annual policies (Europe or Worldwide cover) – cover unlimited rentals in the year up to 31 days per rental (60 days with the extended rental optional extra)

2. Daily policies (Europe or Worldwide cover) – up to 180 days per rental

3. Daily policies (UK Only cover) – up to 20 days per rental

The policy limit for UK Only cover is 20 days maximum.
Choosing Annual European cover will be a cheaper option

Choose European Annual Cover

Please note that the Annual policy for time period greater than 13 days would be cheaper

Proceed anyway Choose European Annual Cover

Please note that the Annual policy for time period greater than 12 days would be cheaper

Proceed anyway Choose Worldwide Annual Cover

Important information

  • What's covered?


    UK Daily Only
    Excess reimbursement
    Locked out and key cover

    Europe and Worldwide
    Excess reimbursement
    Personal accident
    Loss or damage of vehicle
    Locked out and key cover
    Curtailment cover
    Drop-off charges

  • Important information
  • 0333 321 6203