Family Gadget Insurance From just £12.99 per month*

*Price without loss cover for four gadgets.
Exclusions, limitations & excesses apply.

Get a quote

Got the iPhone 6s? Beautiful isn't it...

Help ensure it stays that way, with insurance from just £6.99 p/m*

*Price without loss cover for any iPhone 6s & 6s Plus.
Exclusions, limitations and excesses apply.



Key features

All types of gadgets

We can cover up to 10 of your family's gadgets – including mobiles, tablets, laptops, desktop PCs, TVs, games consoles, cameras and more – all under one policy.

You and your family

Insure gadgets owned by your mother, father, son, daughter, husband, wife, partner, brother, sister, grandparent or grandchild who permanently live at the given address (as well as sons or daughters living away for some of the year whilst at College or University).

Theft cover

Electronics and smartphones get nicked all too often. That's why we cover your family's gadgets against theft as standard.

 We expect you to take reasonable precautions to keep your gadgets safe from theft.

Drops & accidental damage cover

We know accidents can be a daily occurrence, especially when children are involved. The good news? We cover accidental damage, including cracked screens.

We don't cover cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Liquid damage cover

Gadgets and liquids don't mix. Whether they take a tumble into some tea or get dropped into the bath, yours are covered in case of liquid damage.

We expect you to take reasonable precautions to keep your gadgets safe from damage.

Worldwide cover

Going on a family holiday? Bring your gadgets along: our policy includes worldwide cover.

Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdown cover

Dead screens, charging problems, broken buttons and more - if your gadgets break down, you're covered.

We cover mechanical breakdowns after the manufacturer's warranty has run out.

Loss cover (optional)

Are your kids constantly losing their phones? Loss cover adds a layer of protection to our standard cover   and is only an extra £1 per month, per gadget.

Loss cover is not available for laptops, MacBooks,TVs, desktop PCs or PC monitors.

New: ID theft protection (optional)

You're protecting your family's gadgets – now protect your identity. Get unlimited access to your Equifax credit report with Digital Secure. It's an optional extra that helps you prevent ID theft, detect it early and fix any issues should it happen.

Add it for only £1.99 a month, no matter how many gadgets you insure. Find out more >

Before you buy

Compare our gadget cover



Gadget Insurance

Family Gadget Insurance

Business Gadget Insurance


What you'll need to pay for every approved claim. Swipe the table left and right to see all excesses.

Gadget typeTheft claimsDamage claimsLoss claims
iPhones & mobiles£50£50£75
Laptops & Macbooks£75£75N/A
All other gadgets£25£25£50


Excess payments cannot be made via American Express or PayPal. Loss cover is not available for laptops, MacBooks, TVs, PCs or PC monitors.

Terms & Conditions      Contact us

"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone in seven days."
Rachel H.
"The process to submit a claim has been quick and easy and they have been helpful throughout."
"When I needed to make a claim they were very friendly and made the process as straight-forward as possible. I received my new handset very quickly."
Alison S.

How to claim

  1. Tell us about any claim as soon as possible and within 28 days of discovery of the loss, theft, breakdown or damage.

  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.

  3. Make your claim within 28 days of discovering the incident by:
     Submitting online 24/7 via MyBubble
     Emailing us
     Calling us on 0330 333 4792 (lines open Monday – Friday, 8am 6pm)
     Writing to us at Protect Your Bubble, PO Box 1033, Uxbridge, UB8 9PX

  4. A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Frequently asked questions

What happens if I give false information?
Tap to read answer

We rely on the information you provide to us either online, over the phone or in writing to make decisions about your insurance and any claim. If you do not answer accurately and completely any questions we ask, we might invalidate your insurance and/or we might reject your claim.

Is there an age limit for the gadgets I want to insure?
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Yes – if you’re starting a new gadget policy or adding a gadget to an existing policy, your item/items need to be fewer than 36 months old.

Are cosmetic damages covered?
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We only cover damage if it stops the normal functioning of your gadget. Cracked screens are covered, but if your gadget has only suffered a scratch or dent, and still works as expected, then we will not repair or replace it.

Am I covered for incidents that occurred before my policy started?
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No, any incident prior to the start date of your insurance will not be covered. 

Is there an excess fee?
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Yes – there is an excess fee for all successful claims which must be paid before your claim can be approved. For example, if you are approved for a replacement iPhone after making a claim for damage, you will need to pay the £50 excess before we ship your replacement to you.

Please remember that you must have purchased loss cover for your gadget in order to claim for loss. Excess payments cannot be made via American Express or PayPal.

Gadget type Damage & breakdown claims Theft claims Loss claims
Mobile phones & iPhones £50 £50 £75
iPads £50 £50 £75
Tablets £25 £25 £50
Laptops & MacBooks £75 £75 N/A
TVs, desktop PCs & PC monitors £25 £25 N/A
All other gadgets £25 £25 £75
Is there a limit to how many times I can claim?
Tap to read answer

While there is no limit to how many times you can claim for damage, there is a limit of 2 successful claims for loss or theft for each insured item in any 12-month period, beginning from the start date detailed on your certificate of insurance.

What is MyBubble?
Tap to read answer

MyBubble is our online account management portal for policyholders. With MyBubble, you can: View your policy terms and conditions and Schedule of Insurance Change your personal details – your email, postal address and phone number Make a claim To get started, simply register your account with the exact details you used to originally buy your policy. To access MyBubble on return visits, simply use the “My Account” link in the top right-hand corner of our homepage to log in.

More about Family Gadget Insurance

Keep things simple with Family Gadget Insurance

With everything going on in your family, it's likely that a gadget or two will fall victim to spilled tea, drops on the bathroom floor or accidental dunks in the bath. And that's not counting the unexpected blank screens and broken buttons that can befall any well-used gadget.

This all might sound complicated, but there's good news: Family Gadget Insurance from Protect Your Bubble can cover up to 10 of your family's gadgets, all under one policy. For just £12.99 a month, you can keep four of your family's mobiles, tablets, laptops, TVs and more covered against accidental damage, mechanical breakdowns and theft. From there, it's just an extra £3 per month for each additional gadget you'd like to insure.

And if you want even more added protection, you can add loss cover for each of your gadgets for just £1 extra per gadget, per month (though it isn't available for laptops, MacBooks, TVs, desktop PCs or PC monitors).

Think gadget insurance would be a good fit for your family?

Why not get a quote to get started?

Why us?