iPhone Insurance

Just £5.99 p/m for most customers*

iPhone Insurance keeps you covered in case of cracked screens, liquid damage, theft & more

  • Theft, damage & more
  • Same-day cover
  • Unlimited repairs
  • Multi-gadget discounts

*Price without loss cover for an iPhone worth £451 – £600.
Excesses, exclusions and limitations apply.

Want cover for your iPhone?

Get a quote
"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone in seven days."
Rachel H.

What's covered?

Excesses, exclusions and limitations apply – scroll down for more details

Liquid damage

Your mobile took a tumble – straight into your tea.

Broken buttons

You press it and... nothing.


If it gets snatched, you're set.

Cracked screen

It's cracked? It's covered.

Broken headphone jack

No tunes? No worries.

Mechanical breakdowns

Blank screen, charging issue, or anything in-between.


Before you buy

Key cover

Details about our iPhone Insurance


The bad news? Electronics are a prime target for thieves, and more than 250,000 mobile phone thefts* are reported in the UK every year. The good news? We cover you against theft as standard.


*Source: National Mobile Phone Crime Unit 2015. We expect you to take reasonable precautions to keep your gadgets safe from theft.

Drops & accidental damage

We repair more than 1,700 gadgets per month on average. If you drop it – or the screen gets cracked – you're covered.


We don't cover cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Liquid damage

Liquid can be deadly for a device. Whether it gets accidentally dunked in tea, doused in a drink or dropped in the bath, don't worry – you're covered.


We expect you to take reasonable precautions to keep your iPhone safe from damage.

Worldwide use

Keep your iPhone with you while you travel: our policy includes worldwide cover.


Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdowns

Blank screen? Broken button? Charging issues? If your gadget breaks down, you're covered.


We cover mechanical breakdowns after the manufacturer's warranty has run out.

Loss (optional)

Prone to losing your things? Loss cover adds a layer of protection to our standard cover – and is only an extra £1.50 per month, per gadget.


Our multi-gadget discount will also apply to your loss price, if you choose to add it.

iPhone excesses

What you'll need to pay for every approved claim

 Theft claimsDamage claimsLoss claims
Excess amount£50£50£75


Excess payments cannot be made via American Express or PayPal. Loss cover is not available for laptops, MacBooks, TVs, PCs or PC monitors.

Terms & Conditions      Contact us

"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone in seven days."
Rachel H.
"The process to submit a claim has been quick and easy and they have been helpful throughout."
"When I needed to make a claim they were very friendly and made the process as straight-forward as possible. I received my new handset very quickly."
Alison S.

Compare our gadget cover


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Frequently asked questions

Do I still need Gadget Insurance if I already have a manufacturer’s warranty?
Tap to read answer

While you may get 12 months of coverage with your manufacturer’s warranty – which covers you for mechanical breakdowns – you won’t be covered during those 12 months for cracked screens, liquid damage, accidental damage or theft. Even extended warranties generally don’t cover these events. We cover all of them as standard.

Who does my policy cover?
Tap to read answer

Parents can insure their children's gadget(s) on their behalf.

The cover of your gadget applies to you as the person who purchased the policy and your immediate family – including your mother, father, son, daughter, husband, wife, partner, brother, sister, grandparent or grandchild who permanently lives at the given address (as well as sons or daughters living away for some of the year whilst at college or university).

Will you cover shipping charges if my item needs repairs?
Tap to read answer

Yes – we’ll send you prepaid packaging and cover the shipping costs if we confirm that your device is in need of repairs.

Are cosmetic damages covered?
Tap to read answer

We only cover damage if it stops the normal functioning of your gadget. Cracked screens are covered, but if your gadget has only suffered a scratch or dent, and still works as expected, then we will not repair or replace it.

How to claim

In just 5 steps

  1. Tell us about any claim as soon as possible and within 28 days of discovery of the loss, theft, breakdown or damage.
  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.
  3. Make your claim within 28 days of discovering the incident.
  4. A claims rep will walk you through the process and tell you what information and documents you will need to provide, like your proof of ownership or police reference number.
  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.


More about iPhone Insurance

Your iPhone, your constant companion

No matter your model, your iPhone is likely with you everywhere you go. It keeps you in touch and up-to-date, and probably helps you out with tasks like budgeting and getting directions.

It's a part of your daily life, but have you thought about what you'd do if you were suddenly without it?

How would you handle unexpected repair or replacement fees if it were stolen or suffered an accident?

If you had iPhone Insurance from Protect Your Bubble, you wouldn't have to worry.

Coverage against unexpected accidents and theft

iPhone Insurance covers your iPhone in case of accidental damage, such as cracked screens and drops, and liquid damage, like an accidental tea spill or dunk in the bath.

iPhone Insurance also covers your iPhone in case of mechanical breakdown, like a broken button or charging port issue. And if your iPhone gets snatched, have no fear – we cover theft, too.

Because we know how important your phone can be, if your iPhone needs replacing, we'll aim to have a replacement to you as quickly as possible so you won't have to be without it for long.

More cover, more savings

Your iPhone isn't the only device you can insure: your other gadgets can be covered, too. And they can help you save – you'll get a 10% discount when you insure another item along with your iPhone, such as your iPad or tablet, and you'll get a 15% discount when you insure a third item.

Looking to cover four or more gadgets? Our Family Gadget Insurance can do the trick for as little as £12.99 per month.

Getting a quote only takes 30 seconds – why not start now?