Cover features

You and your family

Insure gadgets owned by your mother, father, son, daughter, husband, wife, partner, brother, sister, grandparent or grandchild who permanently live at the given address (as well as sons or daughters living away for some of the year whilst at College or University).


Accidental demageDrops & accidental damage

We repair more than 1,700 gadgets per month on average. If you drop it – or the screen gets cracked – you're covered.

DropsTheft

More than 250,000 mobile phone thefts* are reported in the UK every year. We cover you against theft as standard.


Accidental demageSpills & liquid damage 

Pools, drinks and bathrooms can be deadly for a device. If it gets accidentally dunked, don't worry – you're covered.


Loss and theft Worldwide usage

Keep your gadget with you while you travel: our policy includes worldwide coverage. (Replacements will only be sent to UK addresses.)


Mechanical breakdownMechanical breakdowns

Blank screen? Broken button? If your gadget breaks down after the manufacturer's warranty runs out, you're still protected.


Loss cover (optional)

Get covered for loss for an extra £1.50 per month, per gadget. (Not available for laptops, MacBooks,TVs, desktop PCs or PC monitors.)


*Source: National Mobile Phone Crime Unit 2015

 

Important information

Accidental demageYour eligibility 

You must be 18 years or older and a UK resident to purchase a policy.

Loss and theftClaims

There's no limit to how many times you can claim for damage, but you are limited to two (2) theft/loss claims per year, per gadget.


Mechanical breakdownYour gadget's eligibility

Your gadget must be fewer than 36 months old, and either have been purchased as new directly from a manufacturer, network provider or retail store (high street or online), or if refurbished, have been purchased directly from a manufacturer or network provider (not from an online outlet or high street retail store).


Reasonable precautions

We expect you to take reasonable precautions to keep your gadget safe from theft, loss or damage. If you fail to do so, your claim may not be paid.