Comparison of travel insurance

 

  Economy Standard Premier Premier PLUS
Medical Emergency & Repatriation £10 million £10 million £10 million £10 million
Emergency Dental Treatment £350 £350 £350 £350
Additional Accommodation and Travelling Costs £2,000 £2,000 £2,000 £2,000
Hospital Daily Benefit  N/A £25 per complete 24 hours of inpatient treatment; maximum £100 £25 per complete 24 hours of inpatient treatment; maximum £300 £25 per complete 24 hours of inpatient treatment; maximum £300
Cancellation or Curtailment £1,500 £2,000 £5,000 £10,000
Travel Delay
Delay  N/A £20 for first 12 hour period £10 for each additional 12 hour period up to £300 £20 for first 12 hour period £10 for each additional 12 hour period up to £400 £30 for first 12 hour period £15 for each additional 12 hour period up to £500
Holiday Abandonment £1,500 £2,000 £5,000 £10,000
Missed Departure On Your Outward Journey  N/A £750 £1,000 £1,500
Personal Luggage £1,500 £1,500 £2,000 £3,000
Single Item Limit £200 £200 £200 £300
Valuables Limit in total (limited to £75 if Insured Person is under 18) £200 £200 £200 £300
Luggage Delay On Your Outward Journey  N/A £50 per day up to £200 £75 per day up to £300 £100 per day up to £400
Personal Money £250 £250 £350 £525
Cash Limit (aged under 18) £50 £50 £50 £50
Passport & Travel documents (limited to £100 if Insured Person is under 18) £100 £100 £125 £200
Personal Liability £2 mil £2 mil £2 mil £2 mil
Personal Accident
Permanent Total Disablement £5,000 £15,000 £25,000 £50,000
Loss of one or more limbs, or total and irrecoverable Loss of Sight in one or both eyes £5,000 £15,000 £25,000 £50,000
Death benefit (aged 18 – 55) £2,500 £7,500 £12,500 £25,000
Death benefit (aged under 18) £1,000 £1,000 £1,000 £1,000
Legal Protection  N/A £15,000 £25,000 £50,000
Withdrawal of Services  N/A
£500 £750 £1,000
Catastrophe  N/A £1,000 £1,500 £2,500
Pet care  N/A £15 per day up to £150 £25 per day up to £250 £50 per day up to £500
UK Prescriptions £50 £50 £50 £75
UK Physiotherapy & Chiropractic £300 £300 £300 £500
Winter Sports Cover (Additional premium applies)
Cancellation £1,500 £2,000 £5,000 £10,000
Ski Equipment £200 £500 £1,000 £2,000
Single Item Limit – Owned £200 £250 £500 £1,000
Single Item Limit – Hired £200 £250 £500 £1,000
Ski Pass £50 per day to £200 £75 per day to £300 £75 per day to £300 £100 per day to £400
Piste Closure £10 per day to £100 £20 per day to £200 £20 per day to £300 £20 per day to £400
Avalanche Closure £10 per day to £100 £20 per day to £200 £20 per day to £300 £20 per day to £400
Ski Hire £10 per day to £100 £25 per day to £250 £50 per day to £500 £100 per day to £1000
Golf Cover (Additional premium applies)
Golf Equipment  N/A £1,000 £1,500 £2,000
Golf Equipment Hire  N/A £20 per day to £100 £20 per day to £150 £30 per day to £250
Non Refundable Golf Fees  N/A £100 £100 £150
Business Cover (Additional premium applies)
Business Equipment  N/A £1,000 £1,000 £1,500
Single Item Limit  N/A £500 £500 £500
Computer Equipment Single Article Limit  N/A £1,000 £1,000 £1,500
Samples Limit  N/A £500 £500 £500
Delayed Business Equipment  N/A £500 £500 £500
Emergency Courier  N/A £100 £100 £100
Business Equipment Hire  N/A £30 per day up to £300 £50 per day up to £500 £100 per day up to £1,000
Business Cash Money Limit  N/A £500 £1,000 £1,000
Replacement Employee  N/A £1,000 £1,000 £1,000
Optional Cruise Cover
Missed Port Departure £1,000 £1,000 £1,000 £1,000
Cabin Confinement £1,000 £1,000 £1,000 £1,000
Itinerary Change £150 per port £150 per port £150 per port £150 per port
Unused Excursions £500 £500 £500 £500
Cruise Interruption £1,000 £1,000 £1,000 £1,000