Multi Item Gadget Insurance

From just £13.99 per month*

Insure 3 or more gadgets – yours or your family’s – all under one policy. After the third item, it’s simply an extra £2 per month for each additional gadget, up to a maximum of 10.


  • Worldwide cover for theft, damage & mechanical breakdown
  • Unlimited repairs
  • Two (2) theft/loss claims per year, per gadget
  • Insure 3 items for £13.99 per month*
  • Loss cover available on certain items

*Price without loss cover for three gadgets.
Exclusions, limitations & excesses apply.

Get a quote

Key cover

Details about our Gadget Insurance

Drops & accidental damage cover

We repair more than 1,700 gadgets per month on average. If you drop it – or the screen gets cracked – you're covered.

Notes

We don't cover cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Liquid damage cover

Liquid can be deadly for a device. Whether it gets accidentally dunked in tea, doused in a drink or dropped in the bath, don't worry – you're covered.

Notes

We expect you to take reasonable precautions to keep your gadget safe from damage.

Worldwide cover

Keep your device with you while you travel: our policy includes worldwide cover.

Notes

Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdown cover

Blank screen? Broken button? Charging issues? If your gadget breaks down, you're covered.

Notes

We cover mechanical breakdowns after the manufacturer's warranty has run out.

Loss cover (optional)

Prone to losing your things? Loss cover adds a layer of protection to our standard cover. For one or two items loss cover is an extra £1.50 per item, per month. For three items or more, loss cover is only £1 per item, per month.

Notes

Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors.

Theft cover

Thieves don’t care if you need laptops to work on a big presentation next week. The good news? We include cover against theft as standard.

Notes

We expect you to take reasonable precautions to keep your gadgets safe from theft.

Before you buy

 

Excesses

An excess is the amount you will need to pay for any approved claim. The excess amount differs by product type and value, as well as by the claim type made (i.e damage, theft or loss). The excesses that apply to the item(s) you are insuring will be displayed in the ‘Plan info’ section as you set up your policy. Alternatively for more information, excesses for all items can be viewed on our excess page.

Excess payments cannot be made via American Express or Paypal. Loss cover is not available for laptops, Macbooks, PCs or PC Monitors.

Feefo rating 4.6 / 5
"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone."
Rachel H.
"The process to submit a claim has been quick and easy and they have been helpful throughout."
Chris
"When I needed to make a claim they were very friendly and made the process as straight-forward as possible. I received my new handset very quickly."
Alison S.

How to claim

  1. Tell us about any claim as soon as possible from discovering the loss, theft, breakdown or damage.

  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.

  3. You can make your claim by:
    Calling us on 0330 333 4792 (lines open Monday – Friday, 8am  8pm, and Saturday - Sunday, 9am - 6pm)
    Writing to us at Protect Your Bubble, PO Box 1033, Uxbridge, UB8 9PX

  4. A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Frequently asked questions

Q
Is there an excess fee?
Tap to read answer
A

Yes – there is an excess fee for all successful claims which must be paid before your claim can be approved. The amount you will need to pay will vary depending on the type of device you have insured and the type of claim you are making. 

Please remember that you must have purchased loss cover for your gadget in order to claim for loss. Excess payments cannot be made via American Express or PayPal.

Excesses for all items can be viewed on our excess page.

Q
Is there an age limit for the gadgets I want to insure?
Tap to read answer
A
Yes – if you’re starting a new gadget policy or adding a gadget to an existing Household policy, your item/items need to be fewer than 36 months old.
Q
What happens if I give false information?
Tap to read answer
A
We rely on the information you provide to us either online, over the phone or in writing to make decisions about your insurance and any claim. If you do not answer accurately and completely any questions we ask, we might invalidate your insurance and/or we might reject your claim.
Q
Are cosmetic damages covered?
Tap to read answer
A
We only cover damage if it stops the normal functioning of your gadget. Cracked screens are covered, but if your gadget has only suffered a scratch or dent, and still works as expected, then we will not repair or replace it.
Q
Am I covered if I bought my device from an auction site?
Tap to read answer
A

No – we only cover gadgets that are either purchased as new, or that are purchased as refurbished directly from a manufacturer or network provider.

Please see our terms and conditions  for more information. 

Q
Am I covered for incidents that occurred before my policy started?
Tap to read answer
A
No, any incident prior to the start date of your insurance will not be covered. 
Q
What is MyBubble?
Tap to read answer
A

MyBubble is our online account management portal for policyholders, with MyBubble you can:
- View your policy terms and conditions
- View your schedule of Insurance
- Change your personal details - your email, postal address and phone number

To get started, simply register your account with the exact details you used to originally buy your policy. To access MyBubble on return visits, simply use the “My Account” link in the top right-hand corner of our homepage to log in.

Q
Is there a limit to how many times I can claim?
Tap to read answer
A
While there is no limit to how many times you can claim for damage, there is a limit of 2 successful claims for loss or theft for each insured item in any 12-month period, beginning from the start date detailed on your certificate of insurance.

More about Multi Item Gadget Insurance

Keep things simple with Multi Item Gadget Insurance

With everything going on in your household, it's likely that a gadget or two might fall victim to spilled tea, drops on the bathroom floor or accidental dunks in the bath. And that's not counting the unexpected blank screens and broken buttons that can befall any well-used gadget.

This all might sound complicated, but there's good news: Gadget Insurance from Protect Your Bubble can cover up to 10 of your (or indeed your family's) gadgets, all under one policy. For just £13.99 a month, you can keep three mobiles, tablets, laptops and more covered against accidental damage, mechanical breakdowns and theft. From there, it's just an extra £2 per month for each additional gadget you'd like to insure.

And if you want even more added protection, you can add loss cover for each of your gadgets for just £1 extra per gadget, per month (though it isn't available for laptops, MacBooks, desktop PCs or PC monitors).

Think gadget insurance would be a good fit for your family?

Why not get a quote to get started?

Why us?