Choose the best satnav for your car

Despite the advancement in and popularity of satellite navigation (Satnav) technology in the UK, many people still remain unsure whether and how to choose a satnav that suits their driving needs.

First of all, you have to understand what a satnav does in order to decide whether you need it for your car. GPS is a satellite technology that receives and transmits data to and from the earth, and uses these signals to plot and calculate travel locations. A satnav is a device that renders automatically your location and your destinations, based on your input data such as the location names or postcodes, on digital maps. It will also calculate the distance and time duration involved for each journey, indicate the shortest or best route available based on road traffic conditions, and offer turn-by-turn voice directions. In short, it saves you from time-consuming manual search for locations and allows you to plan your driving journeys more effectively. Satnav service is particularly useful for those who need to travel often to new or unfamiliar destinations for work purposes, or those who may drive and explore different travel destinations during the weekends.

Considering that these gadgets usually cost around £200 or more, and that its performance can have a direct implication on your own safety when driving, it is essential to ensure that the product has the features and functionality to cover what you need on the road. Below are a few useful tips if you are looking to buy a new or replacement satnav for your car:

-         Assess your driving pattern and needs. For example, how frequently do you use your car and in what hours? Do you use the car when you travel abroad? Where are your travel destinations? Ensure that the satnav model will cover what you need to know on the road.

-         Choose the best size to fit your car. In general, a bigger screen, such as 4.3in or 4.7in, will give more clarity and is easier to use, especially if you are thinking of a touchscreen model.

-         Other than built-in models for some cars, portable ones can come in the form of a hand-held plug-and-go device or a PDA gadget.

-         Some models offer safety camera alerts. Consider your average driving speed and whether this feature may help you in terms of speed management.

-         How often do you need to make a call when driving? Would you need the device to include a hands-free phone dialing function?

-         Some people like to use their portable satnavs even when walking. In that case, check that the satnav has standalone battery power for the purpose.

-         Try the satnav before buying, to ensure that it is working properly.

-         Consider the map coverage: do you only require UK maps, or do you need Europe-wide coverage?

-         Check how updated the version is. Subsequent to your purchase, satnav maps also need to be updated from time to time, and a small fee is usually levied every month for the update service. It is worthwhile to update the device so that you can be kept updated about new roads, closures and petrol stations etc.

-         Check for traffic updates on your satnav regularly.

If possible, remove your satnav when you leave the car. Do not store the gadget in the glove compartment as this is too obvious. Be sure to remove the satnav holder as well as any suction marks left on the windscreen, so that no traces of the satnav system are visible. This will minimise chances of getting your satnav stolen.

For road users who drive to and from work every day, a satnav can be used on a daily basis and may help to provide a safer journey.

With this in mind, it may be beneficial to consider a satnav protection plan to avoid the considerable cost that may arise when replacing the satnav in case of mechanical breakdown or theft. Our satnav insurance offers key benefits including:

• Worldwide cover
• Up to 30% discount on multi-gadget insurance
• Repair and replacement costs
• Theft
• Accidental damage
• Accidental loss
• Breakdown outside guarantee period
• Monthly or annual payment options

Finally, if you have other gadgets at home that require insurance, do consider purchasing the discounted gadget insurance bundle: for just £9.99 you can acquire insurance for up to three gadgets.

As with all insurance policies, exclusions and limitations apply and it is important that you read the terms and conditions of this policy to determine if these apply to you and for full details of the cover. This will also help you understand the level of protection that this product provides.