Travel Insurance

Travel Insurance Affordable cover for your next holiday

Our Travel Insurance has you covered in the UK, Europe and worldwide, for a single trip or an annual policy*

  •   Choose between four cover levels
  •   Discounted rates for couples and families
  • European Economy-level single-trip cover from £3.84** (up to three days)
  •   European Economy-level annual cover from just £27.95***
  •   Cover available up to 65 years of age

*Unlimited trips, maximum 21 days per trip.
**Three days’ single-trip Economy level cover for an individual aged 18-35.
***Annual Economy level cover for an individual aged 18-35.
Exclusions, limitations & excesses apply.

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Key features

Medical emergency cover

If you find yourself in need of emergency medical treatment, don't worry. All of our policies cover you for up to £10m for emergency medical treatment and repatriation – and are backed up by our 24/7 emergency helpline.

Different excesses apply for each cover level. You must make all reasonable attempts to gain pre-approval from us before incurring medical expenses over £500. See terms and conditions for full details.

Cancellation or curtailment cover

If you’re forced to cancel your trip or even cut it short once you arrive, there's good news. You’re covered between £1,500 and £10,000, depending on your cover level.

Cancellation or curtailment cover applies in the result of unforeseen events as detailed in the terms and conditions.

Delay & missed departures

Delays sometimes seem like they can be an unavoidable part of travelling. That's why we offer you cover, along with missed departures and total holiday abandonment that are out of your control.

Delays and missed departures arising from terrorism or Foreign & Commonwealth Office directives in relation to actual or suspected terrorism are not covered. Flights, sea crossings or coach/train journeys must be delayed for 12+ hours as a direct result of industrial action, adverse weather or mechanical breakdown of the vehicles involved.

Baggage & possessions cover

Want to make sure your personal luggage – including money – is covered in case of damage, theft or loss? With us, you can get covered up to £3,000.

£3,000 maximum cover applicable for Premier PLUS cover level – maximums are £1,500 on Economy or Standard and £2,000 on Premier. Single item limits apply. Mobile phones are not covered under this policy.

Optional extras

Planning more than just a holiday? For an extra premium you can include optional add-ons with your policy, like cover for winter sports, golf equipment, cruises and even business travel.

Golf and business cover not available for Economy level cover – see comparison table below for details.

Personal accident & liability

If an accident during your trip leads to your death or disablement, you are covered up to £50,000 – depending on your policy level. On all policy levels, you're covered up to £2m if you accidentally cause another person's bodily injury, death and/or loss or damage of property.

Maximums are £5,000 on Economy, £15,000 on Standard, £25,000 on Premier and £50,000 on Premier PLUS.

Medical conditions

Have a pre-existing medical condition? Want cover for it? Like most insurance policies, we generally don't cover these as standard, but you may have the option to cover yourself for an additional premium by calling our Medical Screening Helpline.

No claim arising directly or indirectly from any Pre-existing Medical Condition will be covered unless you declare ALL conditions. See the policy Terms and Conditions for more details.

Before you buy

Compare our cover levels – a week's holiday in Europe*









Premier PLUS



What you'll have to pay for an approved claim. Swipe the table left and right to see all excesses.

Cover levelEconomyStandardPremierPremier PLUS
All claims*£150£100£85Nil

*Some elements of cover carry a zero excess at all levels – click the link below for full details. Our Excess Waiver add-on can be purchased for an additional premium and reduces all excesses to zero.

See full details >

Terms & Conditions      Contact us    Summary of Cover

How to claim

  1. In the event of a medical emergency while you are travelling, please call our medical emergency team at Healix International on +44 (0)343 658 0205 – this number is available 24 hours a day.

  2. All non-emergency claims must be made once you have returned from your trip and notified within 28 days of your return on a policy claim form, accompanied by original invoices, receipts, reports, etc. It is advisable to keep copies of all forms you submit to us.

  3. To make a claim, first check your Certificate of Insurance and the appropriate Section of the policy to make sure that what you are claiming for is covered under your policy.

  4. Then call our dedicated claims team at Claims Settlement Agencies on 01702 553 443 or email

Frequently asked questions

What is an "excess fee"?
Tap to read answer

Unless you have purchased ‘Premier PLUS’ cover, most sections of the policy carry an "excess fee". This is the amount you will have to pay – separate from your premium – if you make a claim which is approved. The amount may vary depending on the level of cover you have chosen, and is applicable per person, per section.

How can I pay for my policy?
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We accept Visa, MasterCard, Maestro/Switch, Solo, Visa Electron, Delta and American Express credit and debit cards. We can also accept cheques, but only for policies over the value of £100. The policy will not be set up until the cheque has been cleared through our bank. Cheques should be sent to:

PYB Travel Insurance,
Griffin House,
135 High Street,
Crawley RH10 1DQ

If you have questions, please contact us on 0343 658 0253.


What are the main exclusions and conditions of this policy?
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You will not be eligible for coverage if:

  • You’re 66 years of age or older;
  • You live outside of the UK, or have spent more than six months abroad in the year prior to attempting to purchase a policy;
  • You’re planning on travelling against the advice of a medical practitioner.

There are also a number of limitations on cover and different policy exclusions depending upon which level of cover is taken out – please see the Travel Insurance Terms and Conditions for full details.

How is my policy delivered?
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Your policy certificate will be emailed directly to your email address shortly after being issued. Please note that some Internet providers filter our automated emails as spam, so be sure to check your spam/junk folder if the email has not been received.

Are there different policies for single and multiple trips?
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Single Trip policies allow for trips up to 365 days in duration(except for trips within the UK, where the maximum duration is 91 days). Annual Multi-trip policies allow you to travel multiple times within one year, with maximum duration of 21 days for each individual trip you take. Upon payment of an appropriate additional premium, you can extend this to 31, 45 or 62 days per trip, by calling 0343 658 0253.

Am I covered if my plans change?
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Yes – but if your travel arrangements change, then you must call us immediately on 0343 658 0253 to ensure that we are aware of the changes and can evaluate whether cover needs to be extended or any additional premium is required. You must be able to provide the correct period of insurance on your documentation in the event of a claim.

What if my bag is stolen with all my travel documents and money whilst I am travelling?
Tap to read answer

You must report any theft or losses to the local police or relevant authority within 24 hours of the event and obtain a written report or confirmation. These reports are the only proof that the loss/theft actually occurred. Without them, we cannot make any payment to you. If you leave luggage and personal items unattended in a public place then we won’t be able to approve your claim. See the key exclusions and conditions within the policy Terms and Conditions for more details.

More about Travel Insurance

Protect your travel plans

Delays, flight cancellations, lost luggage, medical emergencies: a lot can go wrong when you travel.

And whilst we can't prevent incidents like these from happening, having Travel Insurance can soften the blow on your plans – and your wallet.

Don't think you need Travel Insurance? Learn more about how important it can be here.

Your plans, our cover

With Protect Your Bubble Travel Insurance, you can choose between four different cover levels to fit your budget, whether your destination is within the UK, on the European continent or elsewhere in the world.

Our Travel Insurance also gives you options for single trips or annual travel, so whether you're taking a single holiday or planning a year's worth of travel, you can get covered.

Optional extras

Want added cover for your golf clubs? Have a pre-existing medical condition? Planning on taking a cruise? Don't feel like paying an excess if you have to claim?

Many of our Travel Insurance cover levels let you choose from a variety of optional add-ons to make your cover even more comprehensive.

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