Annual Travel Insurance

Multi-trip insurance from just £27.96*

Stay covered for a year's worth of travel: take as many trips as you like, for up to 21 days at a time

  • Choose from 4 cover levels
  • Medical emergencies
  • Baggage & possessions
  • Cancellation & curtailment

*For European Economy level cover for an individual aged between 18 and 35.
Exclusions, limitations & excesses apply.

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What's covered?*

Excesses, exclusions & limitations apply – scroll down for more details

Medical emergencies

 Up to £10 million

Cancellation

 Up to £10,000

Delays**

  Up to £500

Personal luggage

 Up to £3,000

Missed departure**

 Up to £1,500

Money

  Up to £525 

 *All coverage maximums listed apply to the Premier PLUS cover level.

**Not covered under Economy cover level.

 

Before you buy

Key features

Details about our Annual Travel Insurance

Unlimited trips

Got a busy year of travel coming up? With our annual multi-trip insurance, you can take as many trips as you like throughout the year.

Notes

Each individual trip must be limited to 21 days in length. For longer trips, an additional premium can be paid to extend the trip coverage to 31, 45 or 62 days by calling 0844 482 1053. Calls to 0844 numbers are charged at 7p per minute plus your telephone company’s access charge.

Delay & missed departures

Taking lots of trips throughout the year means you're almost bound to come up against issues – good thing we offer you cover you against delays, as well as other problems that are out of your control, like total holiday abandonment and missed departures.

Notes

Delays and missed departures are not covered by Economy level policies. Flights, sea crossings or coach/train journeys must be delayed for 12+ hours as a direct result of industrial action, adverse weather or mechanical breakdown of the vehicles involved.

Cancellation & curtailment cover

Don't take chances when it comes to costly cancellations. If you’re forced to cancel your international travel, abandon it due to a delay or even cut your trip short once you've arrived, you will be covered between £1,500 and £10,000 (depending on your cover level).

Notes

Applies in the result of unforeseen event as detailed in the terms and conditions.

Baggage & possessions cover

Don't get caught without a safety net if your personal luggage, passport or money gets lost, damaged or stolen – our annual protection covers you for up to £3,000.

Notes

£3,000 maximum cover applicable for Premier PLUS cover level – maximums are £1,500 on Economy or Standard and £2,000 on Premier. Single item limits apply.

Excesses

What you'll have to pay for an approved claim. Swipe the table left and right to see all excesses.

Cover levelEconomyStandardPremierPremier PLUS
Medical emergency,
repatriation & dental
£200£150£85Nil
For all other claims*£150£100£85Nil

*Some elements of cover carry a zero excess at all levels – click the link below for full details. Our Excess Waiver add-on can be purchased for an additional premium and reduces all excesses to zero.

See full details >

Terms & Conditions      Contact us    Summary of Cover

Compare our cover levels – a year's worth of European travel*

features

-

Economy

£27.96

Standard

£33.52

Premier

£45.52

Premier PLUS

£57.32

Frequently asked questions

What is an "excess fee"?
Tap to read answer

Unless you have purchased ‘Premier PLUS’ cover, most sections of the policy carry an "excess fee". This is the amount you will have to pay – separate from your premium – if you make a claim which is approved. The amount may vary depending on the level of cover you have chosen, and is applicable per person, per section.

How can I pay for my policy?
Tap to read answer

We accept Visa, MasterCard, Maestro/Switch, Solo, Visa Electron, Delta and American Express credit and debit cards. We can also accept cheques, but only for policies over the value of £100. The policy will not be set up until the cheque has been cleared through our bank. Cheques should be sent to:

PYB Travel Insurance,
Griffin House,
135 High Street,
Crawley RH10 1DQ

If you have questions, please contact us on 0844 482 1053.*

*Calls to 0844, 0843 and 0845 numbers cost 7p per minute, plus your telephone company’s access charge.

What are the main exclusions and conditions of this policy?
Tap to read answer

You will not be eligible for coverage if:

  • You’re 55 years of age or older;
  • You live outside of the UK, or have spent more than six months abroad in the year prior to attempting to purchase a policy;
  • You’re planning on travelling against the advice of a medical practitioner.

There are also a number of limitations on cover and different policy exclusions depending upon which level of cover is taken out – please see the Travel Insurance Terms and Conditions for full details.

How often can I travel on an Annual Multi-trip policy?
Tap to read answer

The policy lasts for the complete 12 months, and you can take as many trips/holidays as you wish during the year. However, any individual trip or holiday must not last longer than 21 days. If a trip is for a longer period, you will need to purchase a Single Trip policy for that particular trip.

For an additional premium, you can opt for Winter Sports, Business or Golf cover (for a maximum of 21 days per year).

How to claim

  1. All claims must be notified within 28 days of your return on a policy claim form, accompanied by original invoices, receipts, reports, etc.
  2. Check your Certificate of Insurance and the appropriate Section of the policy to make sure that what you are claiming for is covered under your policy.
  3. Please refer to the relevant section of your policy for specific details about supporting evidence/documentation. We suggest that you retain copies of all documents when submitting your claim form, and that you use registered post.
  4. If you purchased on or after July 1 2015 (your policy number will start with “HCC”), call 0843 658 0206* or email us to get claims forms. Give your name, policy number and brief details of your claim.
  5. If you purchased before July 1 2015 (your policy number will start with “SOL”) go online, call 0843 658 0345* or email us for a claim form. For Single Trip policies, quote “14Q42.” For Annual policies, quote “14Q43.”

*Calls to 0843 numbers cost 7p per minute, plus your telephone company's access charge.

More about Annual Travel Insurance

Cover for a year's worth of travel

You've got multiple trips planned for the upcoming year, whether they be for business or pleasure.

But a year's worth of travelling can also bring a year's worth of headaches – in the form of delays, cancellations, lost baggage, accidents, illnesses and more. And the money and time spent to fix them can ruin your holiday.

Protect your plans

There's good news, though: annual multi-trip insurance from Protect Your Bubble keeps you covered for as many trips as you need over the next year, for a conveniently affordable price. 

You can choose from four cover levels to get the policy that suits your travel needs, and even select from additional add-ons like golf, winter sports and business travel cover for even more protection.

And all of our policies come with access to a 24/7 medical emergency helpline, along with up to £10 million in cover for medical emergencies. 

Does Annual Travel Insurance sound like a smart choice? Get started by getting a quote.