Golf Insurance

Add-on golfing cover for your next trip*

For an additional premium, keep your golf equipment covered in case of theft, loss or damage

  • Choose from 3 cover levels
  • Golf equipment
  • Replacement hire
  • Non-refundable fees

 Excesses, exclusions & limitations apply.

 *Cannot be added on Economy Cover plan

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What's covered?*

Excesses, exclusions & limitations apply – scroll down for more details


 Up to £2,000


 Up to £2,000


 Up to £2,000

Hire equipment

 Up to £250

Non-refundable fees

 Up to £150

 *All coverage maximums listed apply to the Premier PLUS cover level.

Before you buy

Key features

Details about our Golf Insurance

Annual travel or single trips

You can add Golf Insurance to annual or single-trip travel insurance policies. So you're covered whether you've planned a one-off golfing holiday, or want the option of picking up a round throughout the year.


Single trip golf cover is limited to 31 days in length per policy; annual golf cover is limited to 21 days over the course of the policy. Golf cover is not available for Economy policies.

Golf equipment cover

We know golf equipment can be really expensive – that's why we cover you for up to £2,000 in case of theft, loss or damage involving your golfing equipment.


Maximum coverage limits are £1,000 for Standard,£1,500 for Premier and £2,000 for Premier Plus cover levels. The maximum cover for any one club or piece of equipment is £500 for Standard or Premier and £1,000 for Premier Plus. See terms and conditions for more details.

Golf equipment hire

If your golf equipment is lost, stolen or damaged – or if it's misdirected or delayed in transit by more than 24 hours – we'll give you up to £250 to cover the costs of hiring replacement equipment for your trip.


Daily cover limits are £20 for Standard or Premier and £30 for Premier Plus. Maximum cover limits are £100 for Standard, £150 for Premier and £250 for Premier Plus.

Non-refundable fees

Pre-paid green fees and other deposits can be non-refundable, which means you're out of luck if you get sick, have an accident or experience bad weather. We cover you for up to £150 for these costs, including instances where you've lost documents that you need in order to play.


Maximum cover limits are £100 for Standard or Premier cover levels and £150 for Premier Plus. See terms and conditions for more details.


What you'll have to pay for an approved claim. Swipe the table left and right to see all excesses.

Cover levelEconomyStandardPremierPremier PLUS
All claims*£150£100£85Nil

*Some elements of cover carry a zero excess at all levels – click the link below for full details. Our Excess Waiver add-on can be purchased for an additional premium and reduces all excesses to zero.

See full details >

Terms & Conditions      Contact us    Summary of Cover

Compare our cover levels – golf cover*





Premier PLUS

Frequently asked questions

What is an "excess fee"?
Tap to read answer

Unless you have purchased ‘Premier PLUS’ cover, most sections of the policy carry an "excess fee". This is the amount you will have to pay – separate from your premium – if you make a claim which is approved. The amount may vary depending on the level of cover you have chosen, and is applicable per person, per section.

How can I pay for my policy?
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We accept Visa, MasterCard, Maestro/Switch, Solo, Visa Electron, Delta and American Express credit and debit cards. We can also accept cheques, but only for policies over the value of £100. The policy will not be set up until the cheque has been cleared through our bank. Cheques should be sent to:

PYB Travel Insurance,
Griffin House,
135 High Street,
Crawley RH10 1DQ

If you have questions, please contact us on 0343 658 0253.


What are the main exclusions and conditions of this policy?
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You will not be eligible for coverage if:

  • You’re 66 years of age or older;
  • You live outside of the UK, or have spent more than six months abroad in the year prior to attempting to purchase a policy;
  • You’re planning on travelling against the advice of a medical practitioner.

There are also a number of limitations on cover and different policy exclusions depending upon which level of cover is taken out – please see the Travel Insurance Terms and Conditions for full details.

How is my policy delivered?
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Your policy certificate will be emailed directly to your email address shortly after being issued. Please note that some Internet providers filter our automated emails as spam, so be sure to check your spam/junk folder if the email has not been received.

Are there different policies for single and multiple trips?
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Single Trip policies allow for trips up to 365 days in duration(except for trips within the UK, where the maximum duration is 91 days). Annual Multi-trip policies allow you to travel multiple times within one year, with maximum duration of 21 days for each individual trip you take. Upon payment of an appropriate additional premium, you can extend this to 31, 45 or 62 days per trip, by calling 0343 658 0253.

Am I covered if my plans change?
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Yes – but if your travel arrangements change, then you must call us immediately on 0343 658 0253 to ensure that we are aware of the changes and can evaluate whether cover needs to be extended or any additional premium is required. You must be able to provide the correct period of insurance on your documentation in the event of a claim.

What if my bag is stolen with all my travel documents and money whilst I am travelling?
Tap to read answer

You must report any theft or losses to the local police or relevant authority within 24 hours of the event and obtain a written report or confirmation. These reports are the only proof that the loss/theft actually occurred. Without them, we cannot make any payment to you. If you leave luggage and personal items unattended in a public place then we won’t be able to approve your claim. See the key exclusions and conditions within the policy Terms and Conditions for more details.

How to claim

  1. In the event of a medical emergency while you are travelling, please call our medical emergency team at Healix International on +44 (0)343 658 0205 – this number is available 24 hours a day.
  2. All non-emergency claims must be made once you have returned from your trip and notified within 28 days of your return on a policy claim form, accompanied by original invoices, receipts, reports, etc. It is advisable to keep copies of all forms you submit to us.
  3. To make a claim, first check your Certificate of Insurance and the appropriate Section of the policy to make sure that what you are claiming for is covered under your policy.
  4. Then call our dedicated claims team at Claims Settlement Agencies on 01702 553 443 or email


More about Golf Insurance

Great cover for your golf holiday

Planning a golfing holiday is exciting... until you think about what could go wrong.

The options are endless: clubs break, wheels come off trolleys, bags get lost in transit, things go missing from locker rooms... and that’s before the weather steps in.

And when a single club can cost as much as a flight, replacing your lost kit could put quite a dampener on that dream holiday.

Equipment, fees and more

Luckily, Golf Insurance from Protect Your Bubble covers your equipment against theft, loss and damage. It also steps in if you need to rent equipment if you're without yours for more than 24 hours. 

You'll also be covered for non-refundable fees if you get sick, get stuck with bad weather, have an accident or if the documentation you need to go golfing gets lost or stolen.

It's available as an add-on for both annual and single-trip policies on three of our four Travel Insurance cover levels. 

Think Golf Insurance sounds like a smart idea? It only takes a minute to get a quote – why not get started?

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