Worldwide Travel Insurance

Typical single trip cover for just £15.73* or £18.36**

No matter where your worldwide travel takes you, we've got you covered in case of cancellations & more

  • Choose from 4 cover levels
  • Medical emergencies
  • Baggage & possessions
  • Cancellation & curtailment

*Based on 8 days’ single-trip Economy level cover excluding USA, Canada, Mexico, Bermuda & the Caribbean for an individual aged 18-35.
**Based on 8 days’ single-trip Economy level cover including USA, Canada, Mexico, Bermuda & the Caribbean for an individual aged 18-35.
Exclusions, limitations & excesses apply.

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What's covered?*

Excesses, exclusions & limitations apply – scroll down for more details

Medical emergencies

 Up to £10 million


 Up to £10,000


 Up to £500

Personal luggage

 Up to £3,000

Missed departure**

 Up to £1,500


  Up to £525

 *All coverage maximums listed apply to the Premier PLUS cover level.

**Not covered under Economy cover level.

Before you buy

Key cover

Details about our Worldwide Travel Insurance

Medical emergencies

There are few things scarier than needing emergency medical treatment in a foreign country. With our international travel insurance, you're backed up by our 24/7 emergency helpline and up to £10m for emergency medical treatment and repatriation.


Different excesses apply for each cover level. You must make all reasonable attempts to gain pre-approval from us before incurring medical expenses over £500. See terms and conditions for full details.

Delay & missed departures

Delays sometimes seem like they can be an unavoidable part of travelling. That's why we offer you cover, along with missed departures and total holiday abandonment that are out of your control.


Delays and missed departures are not covered by Economy level policies. Flights, sea crossings or coach/train journeys must be delayed for 12+ hours as a direct result of industrial action, adverse weather or mechanical breakdown of the vehicles involved.

Cancellation & curtailment

If you’re forced to abandon your international holiday, cancel it before you leave or even cut your trip short once you've arrived, there's good news. Depending on your cover level, you’ll be covered between £1,500 and £10,000.


Applies as a result of unforeseen events as detailed in the terms and conditions.

Baggage & possessions

International travel can carry the risk of your personal luggage, passport and money getting lost, damaged or stolen. Luckily, our cover keeps them protected for up to £3,000.


£3,000 maximum cover applicable for Premier PLUS cover level – maximums are £1,500 on Economy or Standard and £2,000 on Premier. Single item limits apply.


What you'll have to pay for an approved claim. Swipe the table left and right to see all excesses.

Cover levelEconomyStandardPremierPremier PLUS
All claims*£150£100£85Nil

*Some elements of cover carry a zero excess at all levels – click the link below for full details. Our Excess Waiver add-on can be purchased for an additional premium and reduces all excesses to zero.

See full details >

Terms & Conditions      Contact us    Summary of Cover

Compare our cover levels – a week's international holiday*









Premier PLUS


Frequently asked questions

What is an "excess fee"?
Tap to read answer

Unless you have purchased ‘Premier PLUS’ cover, most sections of the policy carry an "excess fee". This is the amount you will have to pay – separate from your premium – if you make a claim which is approved. The amount may vary depending on the level of cover you have chosen, and is applicable per person, per section.

How can I pay for my policy?
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We accept Visa, MasterCard, Maestro/Switch, Solo, Visa Electron, Delta and American Express credit and debit cards. We can also accept cheques, but only for policies over the value of £100. The policy will not be set up until the cheque has been cleared through our bank. Cheques should be sent to:

PYB Travel Insurance,
Griffin House,
135 High Street,
Crawley RH10 1DQ

If you have questions, please contact us on 0343 658 0253.


What are the main exclusions and conditions of this policy?
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You will not be eligible for coverage if:

  • You’re 66 years of age or older;
  • You live outside of the UK, or have spent more than six months abroad in the year prior to attempting to purchase a policy;
  • You’re planning on travelling against the advice of a medical practitioner.

There are also a number of limitations on cover and different policy exclusions depending upon which level of cover is taken out – please see the Travel Insurance Terms and Conditions for full details.

How is my policy delivered?
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Your policy certificate will be emailed directly to your email address shortly after being issued. Please note that some Internet providers filter our automated emails as spam, so be sure to check your spam/junk folder if the email has not been received.

Are there different policies for single and multiple trips?
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Single Trip policies allow for trips up to 365 days in duration(except for trips within the UK, where the maximum duration is 91 days). Annual Multi-trip policies allow you to travel multiple times within one year, with maximum duration of 21 days for each individual trip you take. Upon payment of an appropriate additional premium, you can extend this to 31, 45 or 62 days per trip, by calling 0343 658 0253.

Am I covered if my plans change?
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Yes – but if your travel arrangements change, then you must call us immediately on 0343 658 0253 to ensure that we are aware of the changes and can evaluate whether cover needs to be extended or any additional premium is required. You must be able to provide the correct period of insurance on your documentation in the event of a claim.

What if my bag is stolen with all my travel documents and money whilst I am travelling?
Tap to read answer

You must report any theft or losses to the local police or relevant authority within 24 hours of the event and obtain a written report or confirmation. These reports are the only proof that the loss/theft actually occurred. Without them, we cannot make any payment to you. If you leave luggage and personal items unattended in a public place then we won’t be able to approve your claim. See the key exclusions and conditions within the policy Terms and Conditions for more details.

How to claim

  1. In the event of a medical emergency while you are travelling, please call our medical emergency team at Healix International on +44 (0)343 658 0205 – this number is available 24 hours a day.
  2. All non-emergency claims must be made once you have returned from your trip and notified within 28 days of your return on a policy claim form, accompanied by original invoices, receipts, reports, etc. It is advisable to keep copies of all forms you submit to us.
  3. To make a claim, first check your Certificate of Insurance and the appropriate Section of the policy to make sure that what you are claiming for is covered under your policy.
  4. Then call our dedicated claims team at Claims Settlement Agencies on 01702 553 443 or email


More about Worldwide Travel Insurance

Cover for your international travel

Travelling long-haul can be a stressful business; making plans is more complicated when you're navigating through unknown territory. 

So it's especially difficult when travel issues like delays, cancellations and lost baggage crop up. The blow to your plans (not to mention your wallet) can be a shock – especially if you've taken ill or had an accident. That's where Worldwide Travel Insurance comes in handy.

One policy, lots of cover

Our international travel insurance keeps you protected in case of common travel issues, like delays and cancellations, along with lost or stolen baggage and personal possessions.

For medical issues, it steps in with up to £10 million in cover for emergency medical treatment and repatriation, and access to 24/7 medical emergency assistance helplines.

Choose from four cover levels to get the cover that suits your needs best, from basic protection for less-expensive trips, to comprehensive cover for more upscale holidays.

Worldwide Travel Insurance is a minor purchase when compared to the cost – and stress – it could save you in the long run.

It only takes a minute to get a quote – why not get started?

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