We accept the folowing forms of payment:
Gadget Insurance promo

Gadget Insurance

From £1.49 per month*

  • Accidental & Liquid Damage
  • Theft
  • Loss - an optional extra**
  • Worldwide Cover (up to 180 days a year)
  • Multi-gadget discounts and family insurance options

*Based on a smartphone worth up to £150 (like the Blackberry 8520) with our Gadget and Business Gadget Insurance rates
**Loss cover is not available for Laptops, MacBooks, TVs, Desktop PCs or PC Monitors


Snap Secure

When you buy a Gadget Insurance policy, you'll get the all-in-one Snap Secure app FREE for 1 year – a £69.99 value. The app includes 100GB of cloud backup, anti-virus protection, data security and more.

See the benefits >

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Accidental demage

All Types of Gadgets 

We protect pretty much everything, from your Smartphone and iPad to your Smart TV. 

DropsAccidental Damage

From cracked screens to full on smashes you’re covered.  In 2013 we repaired over 1100 gadgets each month.

Accidental demage

Liquid Damage 

Ever wondered how long a high end smartphone survives a dunking?
See what happened

Loss and theft


826,000 mobile thefts occur each year. That's more than 1 every minute. 
(2011/12 Crime Survey for England and Wales).
We cover you against theft as standard. 

Mechanical breakdownBreakdown 

We’ll protect you if your phone breaks down after the manufacturer’s warranty has run out.

Unauthorised calls

Unauthorised Usage

We pay for calls and data used up to the cost of £10,000 between when your phone is lost or stolen and when you blacklist it with your network.  Just please do so within 72 hours.

Optional loss

Optional Loss

Ever had that sinking feeling when you know it’s lost?  For an extra £1.50 per month we guard against loss.

Worldwide cover

Worldwide Cover 

Your Gadgets can be the perfect holiday companions. With us you are covered worldwide for up to 180 days a year.

Read more about Gadget Insurance

Do you have lots of gadgets that you care about? With Protect Your Bubble insurance you can cover your mobile, laptop, tablet or iPhone. In fact, we cover lots of gadgets that you may have including games consoles, iPods and digital cameras.

Our multi gadget discount gives you the opportunity to combine all your gadgets onto one policy and save money. 
Insure 2 gadgets for 10% discount and 3 or more gadgets for our full 15% discount.

Top gadget products:

Mobile phone Insurance

iPhone Insurance

iPad Insurance

Laptop Insurance

MacBook Insurance

With Gadget Insurance you'll have cover for accidents, spills, theft, and mechanical breakdown. For even more protection, you can add on our optional loss cover from just £1.50 extra per month per gadget.

All Accidental Damage claims made in the first 3 months from the policy start date incur an additional £25 excess charge.

Specialist Gadget Insurance v. Home Insurance for your gadgets

Here are some pointers on what you should be looking out for when weighing up the pros and cons of your gadget protection under your home insurance.

Excess amount you may have to pay on a claim

No claims bonus

Away from home cover for gadgets

Time scale for repair or replacement

Level of cover on your gadgets

Take a look at our checklist for home insurance.

Is your tablet or smartphone a gadget from the office? We offer specialised cover for businesses. Check out our Gadget Insurance for Business for more information.

This insurance is arranged and sold by Protect Your Bubble, which is a trading name of Assurant Direct Limited, and underwritten and administered by Assurant General Insurance Limited. Assurant General Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202735. Assurant Direct Limited is an appointed representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check these registrations on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.