Mountain Bike Insurance

Insure your mountain bike from £1.99 p/m

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Purchase a policy between 4th June and 4th September for a chance to win £20,000 cash.
Terms and conditions apply. Click here for full T&Cs.

Your mountain bike is your key to a great day out on the trails. You don't need a road to enjoy cycling; you make your own on the trails. With Protect your bubble bicycle insurance, you can protect your weekend excursions, sense of adventure, and your favorite pastime from being cancelled due to bike damage or theft.  Starting at £1.99 p/month, we protect your bike and help you get home should something happen to your bike while you're out and about. 

We offer two levels of bicycle insurance; Everyday Cover and Adventure Cover. Choose the option that best suits you:

Everyday Cover from only £1.99 p/month includes:

ACCIDENTAL DAMAGE This standard inclusion protects you should your bike get damaged while out on the trail. 

THEFT COVER. If someone steals your bike, we help you get a new one. Our plan includes new for old replacement for bikes up to 3 years old.

PUBLIC LIABILITY If you accidentally damage something else while cycling, you're covered up to £1,000,000 as standard.

£250 TAXI FARES A damaged mountain bike could leave you without transportation. We get you home if you're stranded.

£150 bicycle ACCESSORIES COVER. We don't just protect your bike--We protect some of the things that go with it as well. 

Adventure Cover from only £2.99 p/month also includes:

EUROPEAN COVER  So you're still protected when you bike abroad.

ROADSIDE RECOVERY We'll recover your mountain bike for you whenever you're in the UK.

PUBLIC LIABILITY of £2,000,000 for added protection

HAVE A ROAD BIKE TO GO WITH YOUR MOUNTAIN BIKE? Take advantage of our multi-bicycle discount and save up to 30% off your policy. Get a quote now.

The standard Protect your bubble Bicycle Insurance excess is 5% of your bicycle's value. For example, if your bike is worth £1,000 the excess will be £50. If you do not want to pay an excess just tick the ‘no excess’ upgrade option during the quote process and pay a small additional premium. Please refer to our full terms and conditions for more information. 

Keep your bike in peak condition for your weekend outings

Your mountain bike is something you want to care for; while mountain bike insurance from Protect your bubble will protect you should something happen to your cycle, you can also work to protect your bike with regular maintenance. There are just a few steps to basic mountain bike care to help keep you on the trails:

1. Keep your cycle dry

Your bike will get wet on muddy trails, when you bike in rainy weather, and if you decide to cross a small creek or brook while you're out. When you're done with your ride, take the time to dry your bicycle, protecting it from rust and wear. 

 Your bike will work much more easily when it is clean, avoiding built up lubricant on the chain and muddy residue in the gears. Take your bicycle apart to clean the various parts with soapy water and a gentle towel or brush; dry each part as you go.  

3. Regularly examine your cycle for wear

Has the chain over-stretched? Are your brake pads still in good shape? Are the tires over-worn? Checking these parts regularly and replacing or repairing them as necessary will keep your mountain bike in great shape for longer.

4. Optimise your bicycle for performance

Ensure that your bike is at its best by maintaining it regularly. Center your wheels and keep close watch on your cables and housings, as problems with these often cause shifting issues.