Gadget Insurance Just £5.99 p/m for most customers*

*Price without loss cover for a smartphone worth £401 – £500.
Excesses, exclusions & limitations apply.

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Got the iPhone 6s? Beautiful isn't it...

Help ensure it stays that way, with insurance from just £6.99 p/m*

*Price without loss cover for any iPhone 6s & 6s Plus.
Exclusions, limitations and excesses apply.



Key features

Theft cover

The bad news? Electronics are a prime target for thieves, and more than 250,000 mobile phone thefts* are reported in the UK every year. The good news? We cover you against theft as standard.

*Source: National Mobile Phone Crime Unit 2015. We expect you to take reasonable precautions to keep your gadgets safe from theft.

Drops & accidental damage cover

We repair more than 1,700 gadgets per month on average. If you drop it - or the screen gets cracked - you're covered.

We don't cover cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Liquid damage cover

Liquid can be deadly for a device. Whether it gets accidentally dunked in tea, doused in a drink or dropped in the bath, don't worry – you're covered.

We expect you to take reasonable precautions to keep your gadgets safe from damage.

Worldwide cover

Keep your gadget with you while you travel: our policy includes worldwide cover.

Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdown cover

Blank screen? Broken button? Charging issues? If your gadget breaks down, you're covered.

We cover mechanical breakdowns after the manufacturer's warranty has run out.

Loss cover (optional)

Prone to losing your things? Loss cover adds a layer of protection to our standard cover - and is only an extra £1.50 per month, per gadget.

Loss cover is not available for laptops, MacBooks,TVs, desktop PCs or PC monitors.

New: ID theft
protection (optional)

You're protecting your gadgets – now protect your identity. Get unlimited access to your Equifax credit report with Digital Secure. It's an optional extra that helps you prevent ID theft, detect it early and fix any issues should it happen. Add it for only £1.99 a month, no matter how many gadgets you insure. Find out more >

Multi-gadget discounts

More devices = more discounts! You'll get 10% off your policy price if you insure 2 gadgets, and 15% off if you insure 3 or more.

Your discount will also apply to your monthly loss cover price, if you choose to add it.

Before you buy

Compare our gadget cover


Gadget Insurance

Family Gadget Insurance

Business Gadget Insurance


What you'll need to pay for every approved claim. Swipe the table left and right to see all excesses.

Gadget typeTheft claimsDamage claimsLoss claims
iPhones & mobiles£50£50£75
Laptops & Macbooks£75£75N/A
All other gadgets£25£25£50


Excess payments cannot be made via American Express or PayPal. Loss cover is not available for laptops, MacBooks, TVs, PCs or PC monitors.

Terms & Conditions      Contact us

"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone in seven days."
Rachel H.
"The process to submit a claim has been quick and easy and they have been helpful throughout."
"When I needed to make a claim they were very friendly and made the process as straight-forward as possible. I received my new handset very quickly."
Alison S.

How to claim

  1. Tell us about any claim as soon as possible and within 28 days of discovery of the loss, theft, breakdown or damage.

  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.

  3. Make your claim within 28 days of discovering the incident by:
     Submitting online 24/7 via MyBubble
     Emailing us
     Calling us on 0330 333 4792 (lines open Monday – Friday, 8am 6pm)
     Writing to us at Protect Your Bubble, PO Box 1033, Uxbridge, UB8 9PX

  4. A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Frequently asked questions

Do I still need Gadget Insurance if I already have a manufacturer’s warranty?
Tap to read answer

While you may get 12 months of coverage with your manufacturer’s warranty – which covers you for mechanical breakdowns – you won’t be covered during those 12 months for cracked screens, liquid damage, accidental damage or theft. Even extended warranties generally don’t cover these events. We cover all of them as standard.

Who does my policy cover?
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Parents can insure their children's gadget(s) on their behalf.

The cover of your gadget applies to you as the person who purchased the policy and your immediate family – including your mother, father, son, daughter, husband, wife, partner, brother, sister, grandparent or grandchild who permanently lives at the given address (as well as sons or daughters living away for some of the year whilst at college or university).

Will you cover shipping charges if my item needs repairs?
Tap to read answer

Yes – we’ll send you prepaid packaging and cover the shipping costs if we confirm that your device is in need of repairs.

What is MyBubble?
Tap to read answer

MyBubble is our online account management portal for policyholders. With MyBubble, you can: View your policy terms and conditions and Schedule of Insurance Change your personal details – your email, postal address and phone number Make a claim To get started, simply register your account with the exact details you used to originally buy your policy. To access MyBubble on return visits, simply use the “My Account” link in the top right-hand corner of our homepage to log in.

What types of gadgets do you insure?
Tap to read answer

We offer insurance on iPhones, smartphones, mobiles, laptops, iPads, iPods, MP3 players, game consoles, handheld game consoles, satellite navigation systems, cameras and camera lenses, camcorders, Bluetooth headsets, in-car computers, headphones and earphones. If you have any other items that you would like to insure, please email us at customerservices

Why do you need my gadget’s IMEI or serial number?
Tap to read answer

Collecting this number helps us reduce the incidence of insurance fraud – which means we can offer insurance at lower premiums. It also means quicker processing in the event of making a claim.

Am I covered if I bought my device from an auction site?
Tap to read answer

No – we only cover gadgets that are either purchased as new, or that are purchased as refurbished directly from a manufacturer or network provider.

Please see our terms and conditions  for more information. 

More about Gadget Insurance

Insurance for all of your gadgets

Your gadgets keep you connected – to your family, friends and favourite shows. They can also be expensive. Don't get stuck paying to repair, or worse, replace them completely if they suffer a theft, unexpected accident or mechanical breakdown.

With Protect Your Bubble Gadget Insurance, you can get worldwide cover for them all, including smartphonestabletsiPadsTVslaptops, desktop PCsgames consoles and more. They'll be protected against theft, accidental damage – like a cracked screen or drop in the bath – and mechanical breakdowns after your manufacturer's warranty runs out. 

If you need to make a claim, you'll be able to do so conveniently online. And you'll also be able to get live support from our UK team if you ever need to call us for assistance. 

More devices, more discounts

With our multi-gadget discount, you'll get a 10% discount off your total policy price when you insure 2 gadgets, and a 15% discount when you insure 3 or more. And if you're looking to cover four or more gadgets, our Family Gadget Insurance can do the trick for as little as £12.99 per month.

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