Gadget Insurance Just £5.99 p/m for most customers*

*Price without loss cover for a smartphone worth £401 – £500.
Excesses, exclusions & limitations apply.

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Got the iPhone 6s? Beautiful isn't it...

Help ensure it stays that way, with insurance from just £6.99 p/m*

*Price without loss cover for any iPhone 6s & 6s Plus.
Exclusions, limitations and excesses apply.



Key features

Theft cover

The bad news? Electronics are a prime target for thieves, and more than 250,000 mobile phone thefts* are reported in the UK every year. The good news? We cover you against theft as standard.

*Source: National Mobile Phone Crime Unit 2015. We expect you to take reasonable precautions to keep your gadgets safe from theft.

Drops & accidental damage cover

We repair more than 1,700 gadgets per month on average. If you drop it - or the screen gets cracked - you're covered.

We don't cover cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Liquid damage cover

Liquid can be deadly for a device. Whether it gets accidentally dunked in tea, doused in a drink or dropped in the bath, don't worry – you're covered.

We expect you to take reasonable precautions to keep your gadgets safe from damage.

Worldwide cover

Keep your gadget with you while you travel: our policy includes worldwide cover.

Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdown cover

Blank screen? Broken button? Charging issues? If your gadget breaks down, you're covered.

We cover mechanical breakdowns after the manufacturer's warranty has run out.

Loss cover (optional)

Prone to losing your things? Loss cover adds a layer of protection to our standard cover - and is only an extra £1.50 per month, per gadget.

Loss cover is not available for laptops, MacBooks,TVs, desktop PCs or PC monitors.

New: ID theft
protection (optional)

You're protecting your gadgets – now protect your identity. Get unlimited access to your Equifax credit report with Digital Secure. It's an optional extra that helps you prevent ID theft, detect it early and fix any issues should it happen. Add it for only £1.99 a month, no matter how many gadgets you insure. Find out more >

Multi-gadget discounts

More devices = more discounts! You'll get 10% off your policy price if you insure 2 gadgets, and 15% off if you insure 3 or more.

Your discount will also apply to your monthly loss cover price, if you choose to add it.

Before you buy

Compare our gadget cover


Gadget Insurance

Family Gadget Insurance

Business Gadget Insurance


What you'll need to pay for every approved claim. Swipe the table left and right to see all excesses.

Gadget typeTheft claimsDamage claimsLoss claims
iPhones & mobiles£50£50£75
Laptops & Macbooks£75£75N/A
All other gadgets£25£25£50


Excess payments cannot be made via American Express or PayPal. Loss cover is not available for laptops, MacBooks, TVs, PCs or PC monitors.

Terms & Conditions      Contact us

"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone."
Rachel H.
"The process to submit a claim has been quick and easy and they have been helpful throughout."
"When I needed to make a claim they were very friendly and made the process as straight-forward as possible. I received my new handset very quickly."
Alison S.

How to claim

  1. Tell us about any claim as soon as possible and within 28 days of discovery of the loss, theft, breakdown or damage.

  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.

  3. Make your claim within 28 days of discovering the incident by:
     Submitting online 24/7 via MyBubble
     Emailing us
     Calling us on 0330 333 4792 (lines open Monday – Friday, 8am 6pm)
     Writing to us at Protect Your Bubble, PO Box 1033, Uxbridge, UB8 9PX

  4. A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Frequently asked questions

Are cosmetic damages covered?
Tap to read answer

We only cover damage if it stops the normal functioning of your gadget. Cracked screens are covered, but if your gadget has only suffered a scratch or dent, and still works as expected, then we will not repair or replace it.

What is MyBubble?
Tap to read answer

MyBubble is our online account management portal for policyholders. With MyBubble, you can: View your policy terms and conditions and Schedule of Insurance Change your personal details – your email, postal address and phone number Make a claim To get started, simply register your account with the exact details you used to originally buy your policy. To access MyBubble on return visits, simply use the “My Account” link in the top right-hand corner of our homepage to log in.

Am I covered if I bought my device from an auction site?
Tap to read answer

No – we only cover gadgets that are either purchased as new, or that are purchased as refurbished directly from a manufacturer or network provider.

Please see our terms and conditions  for more information. 

Is there an excess fee?
Tap to read answer

Yes – there is an excess fee for all successful claims which must be paid before your claim can be approved. For example, if you are approved for a replacement iPhone after making a claim for damage, you will need to pay the £50 excess before we ship your replacement to you.

Please remember that you must have purchased loss cover for your gadget in order to claim for loss. Excess payments cannot be made via American Express or PayPal.

Gadget type Damage & breakdown claims Theft claims Loss claims
Mobile phones & iPhones £50 £50 £75
iPads £50 £50 £75
Tablets £25 £25 £50
Laptops & MacBooks £75 £75 N/A
TVs, desktop PCs & PC monitors £25 £25 N/A
All other gadgets £25 £25 £75
Is there an age limit for the gadgets I want to insure?
Tap to read answer

Yes – if you’re starting a new gadget policy or adding a gadget to an existing policy, your item/items need to be fewer than 36 months old.

What happens if I give false information?
Tap to read answer

We rely on the information you provide to us either online, over the phone or in writing to make decisions about your insurance and any claim. If you do not answer accurately and completely any questions we ask, we might invalidate your insurance and/or we might reject your claim.

Is there a limit to how many times I can claim?
Tap to read answer

While there is no limit to how many times you can claim for damage, there is a limit of 2 successful claims for loss or theft for each insured item in any 12-month period, beginning from the start date detailed on your certificate of insurance.

More about Gadget Insurance

Insurance for all of your gadgets

Your gadgets keep you connected – to your family, friends and favourite shows. They can also be expensive. Don't get stuck paying to repair, or worse, replace them completely if they suffer a theft, unexpected accident or mechanical breakdown.

With Protect Your Bubble Gadget Insurance, you can get worldwide cover for them all, including smartphonestabletsiPadsTVslaptops, desktop PCsgames consoles and more. They'll be protected against theft, accidental damage – like a cracked screen or drop in the bath – and mechanical breakdowns after your manufacturer's warranty runs out. 

If you need to make a claim, you'll be able to do so conveniently online. And you'll also be able to get live support from our UK team if you ever need to call us for assistance. 

More devices, more discounts

With our multi-gadget discount, you'll get a 10% discount off your total policy price when you insure 2 gadgets, and a 15% discount when you insure 3 or more. And if you're looking to cover four or more gadgets, our Family Gadget Insurance can do the trick for as little as £12.99 per month.

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