Household Gadget Insurance

From just £13.99 per month*

Insure 3 or more gadgets – yours or your family’s – all under one policy. After the third item, it’s simply an extra £2 per month for each additional gadget, up to a maximum of 10.

  • Protect up to 10 gadgets
  • Covers theft, liquid damage, cracked screens & more
  • Same-day cover

*Price without loss cover for three gadgets.
Exclusions, limitations & excesses apply.

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Key features

All types of gadgets

We can cover up to 10 of your family's gadgets – including mobiles, tablets, laptops, desktop PCs, games consoles, cameras and more – all under one policy.

You and your family

Insure gadgets owned by your mother, father, son, daughter, husband, wife, partner, brother, sister, grandparent or grandchild who permanently live at the given address (as well as sons or daughters living away for some of the year whilst at College or University).

Theft cover

Electronics and smartphones get nicked all too often. That's why we cover your family's gadgets against theft as standard.

 We expect you to take reasonable precautions to keep your gadgets safe from theft.

Drops & accidental damage cover

We know accidents can be a daily occurrence, especially when children are involved. The good news? We cover accidental damage, including cracked screens.

We don't cover cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Liquid damage cover

Gadgets and liquids don't mix. Whether they take a tumble into some tea or get dropped into the bath, yours are covered in case of liquid damage.

We expect you to take reasonable precautions to keep your gadgets safe from damage.

Worldwide cover

Going on a family holiday? Bring your gadgets along: our policy includes worldwide cover.

Replacements and repaired items can only be sent to UK addresses.

Mechanical breakdown cover

Dead screens, charging problems, broken buttons and more - if your gadgets break down, you're covered.

We cover mechanical breakdowns after the manufacturer's warranty has run out.

Loss cover (optional)

Are your kids constantly losing their phones? Loss cover adds a layer of protection to our standard cover   and is only an extra £1 per month, per gadget.

Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors.

New: ID theft protection (optional)

You're protecting your family's gadgets – now protect your identity. Get unlimited access to your Equifax credit report with Digital Secure. It's an optional extra that helps you prevent ID theft, detect it early and fix any issues should it happen.

Add it for only £1.99 a month, no matter how many gadgets you insure. Find out more >

Please note: This is not available for business customers.

Before you buy


Compare & choose from our gadget cover options



Household Gadget Insurance

From £13.99 p/m

Gadget Insurance

£7.99 p/m*

Business Gadget Insurance

£7.99 p/m*


An excess is the amount you will need to pay for any approved claim. The excess amount differs by product type and value, as well as by the claim type made (i.e damage, theft or loss). The excesses that apply to the item(s) you are insuring will be displayed in the ‘Plan info’ section as you set up your policy. Alternatively for more information, excesses for all items can be viewed on our excess page.

Excess payments cannot be made via American Express or Paypal. Loss cover is not available for laptops, Macbooks, PCs or PC Monitors.

Feefo rating 4.6 / 5
"I have had the best experience with Protect Your Bubble! ...They were easy to deal with, the staff are great and I had a shiny new phone."
Rachel H.
"The process to submit a claim has been quick and easy and they have been helpful throughout."
"When I needed to make a claim they were very friendly and made the process as straight-forward as possible. I received my new handset very quickly."
Alison S.

How to claim

  1. Tell us about any claim as soon as possible from discovering the loss, theft, breakdown or damage.

  2. If you need to claim for the loss or theft of your gadget, there are additional steps you will need to take. Click here to review them.

  3. You can make your claim by:
    Calling us on 0330 333 4792 (lines open Monday – Friday, 8am  8pm, and Saturday - Sunday, 9am - 6pm)
    Writing to us at Protect Your Bubble, PO Box 1033, Uxbridge, UB8 9PX

  4. A claims representative will walk you through the simple claims process and tell you what information and documents you will need to provide for us to assess your claim, like your proof of ownership or police reference number.

  5. Pay your excess and sit tight while we either repair your gadget or send you a replacement. Your excess will need to be paid before we can settle your claim.

Frequently asked questions

Is there an excess fee?
Tap to read answer

Yes – there is an excess fee for all successful claims which must be paid before your claim can be approved. The amount you will need to pay will vary depending on the type of device you have insured and the type of claim you are making. 

Please remember that you must have purchased loss cover for your gadget in order to claim for loss. Excess payments cannot be made via American Express or PayPal.

Excesses for all items can be viewed on our excess page.

Is there an age limit for the gadgets I want to insure?
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Yes – if you’re starting a new gadget policy or adding a gadget to an existing policy, your item/items need to be fewer than 36 months old.
What happens if I give false information?
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We rely on the information you provide to us either online, over the phone or in writing to make decisions about your insurance and any claim. If you do not answer accurately and completely any questions we ask, we might invalidate your insurance and/or we might reject your claim.
Are cosmetic damages covered?
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We only cover damage if it stops the normal functioning of your gadget. Cracked screens are covered, but if your gadget has only suffered a scratch or dent, and still works as expected, then we will not repair or replace it.
Am I covered if I bought my device from an auction site?
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No – we only cover gadgets that are either purchased as new, or that are purchased as refurbished directly from a manufacturer or network provider.

Please see our terms and conditions  for more information. 

Am I covered for incidents that occurred before my policy started?
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No, any incident prior to the start date of your insurance will not be covered. 
What is MyBubble?
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MyBubble is our online account management portal for policyholders, with MyBubble you can:
- View your policy terms and conditions
- View your schedule of Insurance
- Change your personal details - your email, postal address and phone number

To get started, simply register your account with the exact details you used to originally buy your policy. To access MyBubble on return visits, simply use the “My Account” link in the top right-hand corner of our homepage to log in.

Is there a limit to how many times I can claim?
Tap to read answer
While there is no limit to how many times you can claim for damage, there is a limit of 2 successful claims for loss or theft for each insured item in any 12-month period, beginning from the start date detailed on your certificate of insurance.

More about Household Gadget Insurance

Keep things simple with Household Gadget Insurance

With everything going on in your family, it's likely that a gadget or two will fall victim to spilled tea, drops on the bathroom floor or accidental dunks in the bath. And that's not counting the unexpected blank screens and broken buttons that can befall any well-used gadget.

This all might sound complicated, but there's good news: Household Gadget Insurance from Protect Your Bubble can cover up to 10 of your family's gadgets, all under one policy. For just £13.99 a month, you can keep three of your family's mobiles, tablets, laptops and more covered against accidental damage, mechanical breakdowns and theft. From there, it's just an extra £2 per month for each additional gadget you'd like to insure.

And if you want even more added protection, you can add loss cover for each of your gadgets for just £1 extra per gadget, per month (though it isn't available for laptops, MacBooks, desktop PCs or PC monitors).

Think gadget insurance would be a good fit for your family?

Why not get a quote to get started?

Why us?