iPhone and free applications

For those who have bought an iPhone and are ready to enjoy a world of 3G applications and web-based services, not many have the time and resources to research on the applications that are both useful to them and free to download. The following is a brief guide on some free, easy-to-use and popular applications good for personal lifestyle and entertainment:

• Lonely Planet travel guides are now available for download. With these web-based guidebooks, you can travel to your dream destinations and benefit from your best virtual tour guide.
• Open table frees you from worrying where to dine out during your weekends. The application offers free search and reservation service at over 11,000 restaurants in the US, Canada and the UK. Users can also redeem dining reward points from the scheme.
• Photobox : this simple to use application helps you to organize your photos before sending to your friends or posting them on your blogs. Moreover, it does not reduce the resolution of each image, so that you can retain the maximum quality and effects.
• Tap Tap Revenge : this is a game application ideal for keeping yourself entertained while train commuting or when you are spending hours in a queue. Simply tap on the bubbles that drop along the coloured strings to the beat of the songs. A very good way to relax and kill after-work stress.
• Dragon Dictation : the voice recognition system helps to record down your voice messages or spoken text, and also allows you to review the text or email messages instantly. By using the software, you can get to input or word-process data five times quicker than typing on a keyboard. This is especially useful for those who are time-pressed and need to send out a text or email message quickly. You can also save the text onto your Clipboard for future use.
• Pollution : this service allows you to find out real time air quality and pollution levels in over 1,380 cities. It is particularly useful for those who may suffer from flu or other illnesses and may want to avoid over-polluted areas when travelling.

As iPhone users tend to use the phone in public places (e.g. on the train, in a café or restaurant), it is often useful for them to ensure that their phones are insured against any potential loss or theft. In the UK, the use of an iPhone is most often tied to a long service plan - more than a year - and so it makes sense to be insured against any potential replacement costs as a result of accidental damage or loss.

Our iPhone insurance plan offers comprehensive coverage at a basic cost of just £7.99 a month. The key benefits are: 1. Up to 30% discount on multi-gadget insurance 2. Worldwide cover 3. 48-hour replacement and repair service If you decide to insure your iPhone together with two more gadgets, you can also enjoy a greater discount rate at £9.99.

Like with most insurance products, exclusions and limitations apply. Please ensure that you read the full terms and conditions of the Policy to understand what is covered and what is not covered.