Life powered by iPhone

Introduced in January 2007, iPhone has caught on rapidly and brought digital technology into a whole new smartphone era, attracting over 57 million iPhone users worldwide. Given the ingenuity of iPhone and its strong performance in mobile communication, information and entertainment, it is unsurprising how everyone - not just business executives - is willing to invest on the device despite its cost. Other than its many built-in features, one of the most attractive dimensions of an iPhone is the wide range of mobile applications (apps) invented and continuously updated. Below are a few latest mobile applications that help in re-engineering business and personal life, and to serve a wide range of lifestyle needs:

1. HotelPal : powered by Travelocity, the app allows you to find out which hotels have room availability and helps you to book the rooms online. Also reported on the New York Times, this app is catching on quickly and is particularly useful for globetrotters. You can also change your travel itinerary and flight bookings easily through this handy app.

2. Social Mall : an ideal guide for shopping, this helps you find the best local malls and the corresponding special offers. With this new app you can always get the instant feedback from friends on your shopping and entertainment.

3. Ocado : this online supermarket lets you browse and shop for groceries, edit your shopping orders; set up grocery shopping templates and place orders for same day delivery.

4. Square : in the near future, iPhone can become your credit card for shopping, dining and entertainment, and is set to make everyday services more convenient than ever. A cube-like payment device with a slot that lets you pass a credit card through, the reader converts the data from the magnetic strip into an audio signal and passes it on to software on the phone. This can be especially useful for paying ad hoc service and household fees where credit cards are not accepted.

5. MbPointer : this is an ideal business meeting app to make impressive powerpoint presentations. You can choose to save up a good number of presentations, make last-minute powerpoint revisions, or connect to a computer, using it for playing the powerpoint via Wi-Fi. The iPhone touch screen can also be used as a virtual pointer to remote control the powerpoint.

6. iCall : using data sent over the Internet instead of voice call minutes, the app allows users to enjoy unrestricted free local and long distance calls over 3G networks. This will be suitable for users who have a heavy usage in overseas calls. Its Push notification support will also allow users to receive incoming calls even when the application is not running.

With the continuous updates from mobile apps, the use of an iPhone as an informative and communicative device on the go is simply mindblowing, and a typical iPhone user may easily spend £50 or more on playing with new iPhone apps, on top of the cost of an 18 or 24-month service plan. IPhone owners should be aware that replacement for the smartphone can cost up to £400 if it ever gets damaged or lost.

For as little as £7.99 per month, protect your iPhone asset for your peace of mind. Our iPhone insurance covers against a range of possibilities, so that you are guaranteed against breakdown (upon expiry of the manufacturer's warranty), theft or accidental damage of your phone no matter where you are. Think of the benefits you can get: 1. Up to 30% discount on multi-gadget insurance 2. Worldwide cover 3. 48-hour replacement and repair service 4. Free iPhone contact back-up

Finally, you can also decide to insure your iPhone together with two more gadgets to enjoy a greater discount rate at £9.99 per month.

Like with most insurance products, exclusions and limitations apply. Please ensure that you read the full terms and conditions of the Policy to understand what is covered and what is not covered.